Georgia Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Georgia taxes

Updated for 2025 tax year on Feb 14, 2025

Calculate your paycheck in these states

How to calculate your Georgia paycheck

Overview of Georgia

Georgia has a population of just under 11 million (2020), and over half of its people live in its capital city, Atlanta.

Brief summary:

• the income tax rate is 5.49% flat
• no local income tax
• no state-level payroll taxes
• has standard deduction and exemption

Understanding your Georgia paycheck

As an employee in Georgia, understanding how your paycheck is calculated is crucial. Your paycheck combines your gross pay, deductions, and taxes. Deductions refer to the amounts taken out of your paycheck for taxes, insurance premiums, and retirement contributions. Federal taxes, Social Security, and Medicare are mandatory employee deductions. Georgia employees also have state income tax deducted from their paychecks.

You can determine the appropriate amount of federal income tax to withhold from your paycheck by filling out a W-4 form. The IRS has revised the W-4 form, and the new form no longer uses allowances. Instead, you provide information on your filing status, dependents, and other sources of income. Based on this information, your employer will calculate the appropriate amount of federal income tax to withhold from your paycheck.

Social Security tax is a fixed percentage of your gross pay, with a maximum taxable earnings limit of $147,000. With no limit, medicare tax is also a fixed percentage of your gross pay. Georgia state income tax is calculated based on your income and filing status, with a progressive tax rate ranging from 1% to 5.75%.

After all of the deductions and taxes have been taken out of your paycheck, the amount that you receive is your net pay. Understanding your net income is essential for budgeting and planning purposes. Your net pay will be less than your gross pay because of the mandatory deductions from your paycheck.

In addition to the mandatory deductions for federal and state taxes, Georgia employees may also have pre-tax and post-tax deductions. These deductions, such as 401(k) contributions, life insurance, or child support, will reduce the paycheck further.

Knowing how your pay is calculated and what deductions are being taken, you can make informed decisions about your budget and savings goals. If you have questions about your paycheck or employer’s payroll policies, don’t hesitate to ask your human resources department or payroll administrator.

Calculate your Georgia paycheck

Calculating your Georgia state income tax is similar to the steps we listed on our main paycheck calculator page:

1. Determine your gross income
   • Annual salary
     Annual salary = Gross income
   • Hourly wage
     Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
2. Work out your total federal income tax
   1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
   2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
   3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
   4. Federal payroll tax liability
      Gross income × Federal payroll tax rate = Federal payroll tax liability
3. Calculate your total Georgia state income tax
   1. Georgia state taxable income
      Gross income adjusted − (Georgia state standard/itemized deductions + Georgia state exemptions) = Georgia state taxable income
   2. Georgia state income tax liability
      Georgia state taxable income × Georgia state income tax rate = Georgia state income tax liability
4. Figure out your net pay
   You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
   Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
5. Divide your net pay by your pay frequency
   
   • Daily
     Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
   • Weekly
     Your net pay / 52 = Your weekly paycheck
   • Bi-weekly
     Your net pay / 26 = Your bi-weekly paycheck
   • Semi-monthly
     Your net pay / 24 = Your semi-monthly paycheck
   • Monthly
     Your net pay / 12 = Your monthly paycheck
   • Quarterly
     Your net pay / 4 = Your quarterly paycheck
   • Semi-annual
     Your net pay / 2 = Your semi-annual paycheck
   • Annual
     Your net pay = Your annual paycheck

State income tax brackets

Single and Married filing separately filers have the same tax rates. Refer to Tax Foundation for more details.

State standard deduction

Married or widow(er) filers have a different standard deduction from other filers. For more information, refer to Tax Foundation.

State exemptions

You can still claim exemption(s) when filing your income tax in Georgia. Refer to Tax Foundation for more details.

FAQs