South Carolina Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & South Carolina taxes

Updated for 2024 tax year on Apr 24, 2024

What was updated? 2024 federal/state/local income taxes, FICA, state payroll tax, federal/state standard deduction & state exemptions

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How to calculate your South Carolina paycheck

Overview of South Carolina

South Carolina has a population of over 5 million (2019) and has an advanced manufacturing industry, with industrial outputs including textile goods, chemical products, paper products, machinery, etc. The state is also famous for its beaches and golf courses. The median household income is $50,570 (2017).

Brief summary:

  • the income tax rate ranges from 0% to 7%
  • no state-level payroll tax
  • has standard deductions and exemptions
South Carolina United States

Understanding your South Carolina paycheck

Decoding the complexities of your South Carolina paycheck is vital for effectively managing your finances, whether you’re just entering the workforce or have years of experience. This article will shed light on the W-4, pre-tax and post-tax deductions, and other essential aspects. Let’s delve into the various components of your South Carolina paycheck.

First, we talk about your gross pay, which signifies your total earnings before deductions. Several factors will decrease this amount, eventually resulting in your net pay. We’ll examine these components to help you comprehend where your hard-earned money goes.

A critical element of your paycheck is the federal income tax withheld, determined by the W-4 form you provide to your employer. This essential form calculates the proper withholding based on your filing status, income, dependents, and additional income or deductions.

South Carolina imposes a progressive state income tax, which means tax rates increase as your income level rises. It’s vital to understand this concept and how it impacts your paycheck.

Additionally, your paycheck will include payroll taxes such as Social Security and Medicare, collectively known as FICA taxes. These taxes fund essential social programs, benefiting both current and future generations. Employees and employers share responsibility for contributing to these vital programs.

Besides taxes, your paycheck may contain several deductions. Pre-tax deductions, like contributions to retirement plans and Health Savings Accounts (HSAs), lower your taxable income, enabling you to save on taxes while investing in your future.

On the other hand, post-tax deductions occur after calculating your taxable income. These deductions can include union dues, charitable donations, and wage garnishments. As each situation is unique, staying informed about the specific deductions applicable to you is crucial.

After accounting for all deductions and taxes, you’ll receive your net pay—the amount deposited into your bank account. Regularly reviewing your pay stubs ensures the accuracy of deductions and helps you grasp the effects of financial decisions on your take-home pay.

To improve your tax situation, consider contributing to tax-advantaged accounts like 401(k) plans and HSAs. These pre-tax contributions reduce your taxable income, potentially lowering your taxes and enhancing your financial future.

Calculate your South Carolina paycheck

Calculating your South Carolina state income tax is similar to the steps we listed on our main paycheck calculator page:

  1. Determine your gross income
    • Annual salary
      Annual salary = Gross income
    • Hourly wage
      Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
  2. Work out your total federal income tax
    1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
    2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
    3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
    4. Federal payroll tax liability
      Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
  3. Calculate your total South Carolina state income tax
    1. State taxable income
      Gross income adjusted − (State standard/itemized deductions + State exemptions) = State taxable income
    2. State income tax liability
      State taxable income × State income tax rate = State income tax liability
  4. Figure out your net pay
    You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
    Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
  5. Divide your net pay by your pay frequency
    • Daily
      Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
    • Weekly
      Your net pay / 52 = Your weekly paycheck
    • Bi-weekly
      Your net pay / 26 = Your bi-weekly paycheck
    • Semi-monthly
      Your net pay / 24 = Your semi-monthly paycheck
    • Monthly
      Your net pay / 12 = Your monthly paycheck
    • Quarterly
      Your net pay / 4 = Your quarterly paycheck
    • Semi-annual
      Your net pay / 2 = Your semi-annual paycheck
    • Annual
      Your net pay = Your annual paycheck

State income tax brackets

Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2024 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 - $3,460 0%
$3,460 - $17,330 3%
$17,330+ 6.3%
2023 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 - $3,330 0%
$3,330 - $16,680 3%
$16,680+ 7%
2022 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 – $3,200 0%
$3,200 – $6,410 3%
$6,410 – $9,620 4%
$9,620 – $12,820 5%
$12,820 – $16,040 6%
$16,040+ 7%
2021 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 – $3,070 0%
$3,070 – $6,150 3%
$6,150 – $9,230 4%
$9,230 – $12,310 5%
$12,310 – $15,400 6%
$15,400+ 7%
2020 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 – $3,030 0%
$3,030 – $6,060 3%
$6,060 – $9,090 4%
$9,090 – $12,120 5%
$12,120 – $15,160 6%
$15,160+ 7%

State standard deduction

Tax year Filing status Standard deduction amount
2024 Single
Married, Filing Separately
$14,600
Married, Filing Jointly $29,200
Head of Household $21,900
2023 Single
Married, Filing Separately
$13,850
Married, Filing Jointly $27,700
Head of Household $20,800
2022 Single
Married, Filing Separately
$12,950
Married, Filing Jointly $25,900
Head of Household $19,400
2021 Single
Married, Filing Separately
$12,550
Married, Filing Jointly $25,100
Head of Household $18,800
2020 Single
Married, Filing Separately
$12,200
Married, Filing Jointly $24,400
Head of Household $18,350

State exemptions

Tax year Filing status Personal exemption amount
2024 Dependent(s) $4,610
2023 Dependent(s) $4,430
2022 Dependent(s) $4,300
2021 Dependent(s) $4,260
2020 Any $0

FAQs

What taxes do South Carolinians pay?

No state-level income tax if you earn less than $3070 per year. If not, your South Carolina income tax ranges from 3% to 7%. No payroll tax.

How much do you make after taxes in South Carolina?

The take-home pay after taxes for a single filer who earns $51,000 per annual is $40,930.
For a married couple with a combined annual income of $102,000, it is $81,190 after taxes.

How much taxes are deducted from a $51,000 paycheck in South Carolina?

The total taxes deducted for a single filer are $839.17 monthly or $387.31 bi-weekly.