North Carolina Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & North Carolina taxes

Updated for 2024 tax year on Apr 24, 2024

What was updated? 2024 federal/state/local income taxes, FICA, state payroll tax, federal/state standard deduction & state exemptions

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How to calculate your North Carolina paycheck

Overview of North Carolina

North Carolina has a population of over 10 million (2019) and a diverse economy with many different industry sectors. The state also has the oldest State University in the United States, The University of North Carolina. The median household income is $52,752 (2017).

Brief summary:

  • the income tax is a flat rate of 4.99%
  • no state-level payroll tax
  • has standard deduction
North Carolina United States

Understanding your North Carolina paycheck

If deciphering your North Carolina paycheck makes you feel as if you’re decoding a secret message, fear not! We’re here to help illuminate the mystery behind those all-important deductions and taxes.

First, let’s talk about federal income taxes and FICA taxes. Uncle Sam takes a piece of your hard-earned income through federal income taxes, while FICA taxes cover Social Security and Medicare contributions. It’s worth noting that self-employed individuals pay a higher FICA tax rate due to their dual status as both employer and employee.

Next on our decoding journey is the Form W-4. This document plays a significant role in determining the correct amount of federal income tax to withhold from your paycheck. It’s essential to fill it out accurately and update it whenever you experience significant life changes, such as getting married or having a child.

Speaking of marital status, it can impact the tax withheld from your pay. Pre-tax deductions, such as contributions to retirement funds, can also reduce your taxable income, potentially lowering your tax liability.

As a North Carolinian, you also need to consider state income tax. The state has a flat tax rate of 4.99%, meaning everyone pays the same percentage, regardless of income level.

But there’s a silver lining! North Carolina offers a generous state standard deduction, helping to reduce your taxable income. However, the state no longer provides personal exemptions.

Lastly, let’s explore post-tax deductions. These deductions come from your paycheck after taxes have been calculated, including charitable donations, garnishments, or health insurance premiums.

Calculate your North Carolina paycheck

Calculating your North Carolina state income tax is similar to the steps we listed on our main paycheck calculator page:

  1. Determine your gross income
    • Annual salary
      Annual salary = Gross income
    • Hourly wage
      Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
  2. Work out your total federal income tax
    1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
    2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
    3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
    4. Federal payroll tax liability
      Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
  3. Calculate your total North Carolina state income tax
    1. State taxable income
      Gross income adjusted − State standard/itemized deductions = State taxable income
    2. State income tax liability
      State taxable income × State income tax rate = State income tax liability
  4. Figure out your net pay
    You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
    Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
  5. Divide your net pay by your pay frequency
    • Daily
      Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
    • Weekly
      Your net pay / 52 = Your weekly paycheck
    • Bi-weekly
      Your net pay / 26 = Your bi-weekly paycheck
    • Semi-monthly
      Your net pay / 24 = Your semi-monthly paycheck
    • Monthly
      Your net pay / 12 = Your monthly paycheck
    • Quarterly
      Your net pay / 4 = Your quarterly paycheck
    • Semi-annual
      Your net pay / 2 = Your semi-annual paycheck
    • Annual
      Your net pay = Your annual paycheck

State income tax brackets

Tax year Filing status Taxable income Rate
2024 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
Any 4.5%
2023 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
Any 4.75%
2022 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
Any 4.99%
2021
2020
Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
Any 5.25%

State standard deduction

Tax year Filing status Standard deduction amount
2024
2023
2022
Single
Married, Filing Separately
$12,750
Married, Filing Jointly $25,500
Head of Household $19,125
2021 Single
Married, Filing Separately
$10,750
Married, Filing Jointly $21,500
Head of Household $16,125
2020 Single
Married, Filing Separately
$10,000
Married, Filing Jointly $20,000
Head of Household $15,000

FAQs

What taxes do North Carolinians pay?

North Carolinians pay a flat income tax rate of 4.99% regardless of filing status.

How much do you make after taxes in North Carolina?

A single filer earning $53,000 will take home $42,555.62 after tax.
A married couple with a combined annual income of $106,000 will take home $85,111.25.

How much taxes are deducted from a $53,000 paycheck in North Carolina?

The total taxes deducted for a single filer are $870.37 monthly or $401.70 bi-weekly.