Maryland Paycheck Calculator
Calculate your take-home pay after federal & Maryland taxes
Updated for 2023 tax year on Dec 05, 2023
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Paycheck calculator for Maryland
Overview of Maryland
Maryland has a population of over 6 million (2019). It is a significant historic trading port and the birthplace of the national anthem. Its median household income is also among the highest in America at $80,776 (2017).
Brief summary:
- the income tax rate ranges from 2% to 5.75%
- there is local income tax for each county
- no state-level payroll tax
- has state-level exemptions
From Wikipedia
Understanding your Maryland paycheck
Understanding your Maryland paycheck is an essential part of managing your personal finances. Your paycheck consists of various components, including income taxes, payroll taxes, deductions and exemptions. As a Maryland resident, you’ll also need to account for additional state-specific factors to understand your take-home pay clearly.
When you begin a job or experience a significant life change, you must complete a W-4 form. This form helps your employer determine the correct amount of federal income tax to withhold from your paycheck. It’s important to update your W-4 to avoid underpaying or overpaying your taxes. Additionally, your pay frequency (weekly, biweekly, or monthly) may impact your net pay, as tax withholdings and deductions vary each pay period.
Your marital status plays a crucial role in determining your tax bracket and withholding rates. Married individuals generally have lower tax rates than single filers. Pre-tax deductions can also help reduce your taxable income. Taking advantage of these deductions such as retirement fund contributions to lower your overall tax liability and increase your take-home pay.
Maryland imposes a state income tax (2% to 5.75%) on its residents,. In addition, each county in Maryland levies a local income tax. These local tax rates vary by county and are added to your state tax rate.
Unlike some states, Maryland does not offer a standard deduction. However, you can claim personal exemptions to reduce your tax liability.
Finally, your paycheck may include post-tax deductions, which are taken out after your taxes have been withheld. These deductions can consist of contributions to Roth retirement accounts, life insurance premiums, and voluntary charitable donations.
Calculate your Maryland paycheck
Calculating your Maryland state income tax is similar to the steps we listed on our Federal paycheck calculator:
- Determine your gross income
- Annual salary
Annual salary = Gross income - Hourly wage
Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
- Annual salary
- Work out your total federal income tax
- Gross income adjusted
Gross income − Pre-tax deductions = Gross income adjusted - Federal taxable income
Gross income adjusted − Federal standard/itemized deductions = Federal taxable income - Federal income tax liability
Federal taxable income × Federal income tax rate = Federal income tax liability - Federal payroll tax liability
Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
- Gross income adjusted
- Calculate your total Maryland state income tax
- State taxable income
Gross income adjusted − (State standard/itemized deductions + State exemptions) = State taxable income - State income tax liability
State taxable income × State income tax rate = State income tax liability
- State taxable income
- Derive your local income tax liability
(Gross income adjusted or State taxable income) × Local income tax rate = Local income tax liability - Figure out your net pay
Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay - Divide your net pay by your pay frequency
- Daily
Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck - Weekly
Your net pay / 52 = Your weekly paycheck - Bi-weekly
Your net pay / 26 = Your bi-weekly paycheck - Semi-monthly
Your net pay / 24 = Your semi-monthly paycheck - Monthly
Your net pay / 12 = Your monthly paycheck - Quarterly
Your net pay / 4 = Your quarterly paycheck - Semi-annual
Your net pay / 2 = Your semi-annual paycheck - Annual
Your net pay = Your annual paycheck
- Daily
State payroll tax
There are no state payroll taxes in Maryland.
State income tax brackets
Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2023 2022 2021 2020 |
Single Married, Filing Separately |
$0 – $1,000 | 2.00% |
| $1,000 – $2,000 | 3% | ||
| $2,000 – $3,000 | 4.00% | ||
| $3,000 – $100,000 | 4.75% | ||
| $100,000 – $125,000 | 5.00% | ||
| $125,000 – $150,000 | 5.25% | ||
| $150,000 – $250,000 | 5.50% | ||
| $250,000+ | 5.75% | ||
| Married, Filing Jointly or Widow(er) Head of Household |
$0 – $38,770 | 2.00% | |
| $1,000 – $2,000 | 3% | ||
| $2,000 – $3,000 | 4.00% | ||
| $3,000 – $150,000 | 4.75% | ||
| $150,000 – $175,000 | 5.00% | ||
| $175,000 – $225,000 | 5.25% | ||
| $225,000 – $300,000 | 5.50% | ||
| $300,000+ | 5.75% |
Local income tax
| Tax year | County | Rate |
|---|---|---|
| 2023 | Allegany | 3.03% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 2.8% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 2.95% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2022 | Allegany | 3.05% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3.1% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 3% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2021 | Allegany | 3.05% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3.17% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 3.2% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2020 | Allegany | 3.05% |
| Anne Arundel | 2.5% | |
| Baltimore County | 3.2% | |
| Baltimore City | 2.83% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 2.62% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 2.85% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 2.80% | |
| Wicomico | 3.2% | |
| Worcester | 1.75% |
State standard deduction
| Tax year | Filing status | Standard deduction amount |
|---|---|---|
| 2023 | Single Married, Filing Separately |
$2,550 |
| Married, Filing Jointly or Widow(er) Head of Household |
$5,100 | |
| 2022 | Single Married, Filing Separately |
$2,400 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,850 | |
| 2021 | Single Married, Filing Separately |
$2,350 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,700 | |
| 2020 | Single Married, Filing Separately |
$2,300 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,650 |
State exemptions
There are state-level exemptions for all types of filers and dependents. Refer to Tax Foundation for more details.
| Tax year | Filing status | Personal exemption amount |
|---|---|---|
| 2023 2022 2021 2020 |
Single Married, Filing Separately Head of Household |
$3,200 |
| Married, Filing Jointly or Widow(er) | $6,400 | |
| Dependent(s) | $3,200 |
FAQs
What taxes do Marylanders pay?
The state income tax rate ranges from 2% to 5.75%, and local income tax for each county. There is no state-level payroll tax.
How much do you make after taxes in Maryland?
For a single filer with an annual wage of $80,000 in Baltimore City, the total take-home pay after taxes is $60,545.12.
For a married couple with an annual wage of $160,000 in Baltimore City, the total take-home pay after taxes is $120,722.75.
How much taxes are deducted from an $80,000 paycheck in Maryland?
The total taxes deducted for a single filer in Baltimore City are $1621.24 monthly or $748.26 bi-weekly.