Maryland Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Maryland taxes

Updated for 2024 tax year on Apr 24, 2024

What was updated? 2024 federal/state/local income taxes, FICA, state payroll tax, federal/state standard deduction & state exemptions

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Paycheck calculator for Maryland

Overview of Maryland

Maryland has a population of over 6 million (2019). It is a significant historic trading port and the birthplace of the national anthem. Its median household income is also among the highest in America at $80,776 (2017).

Brief summary:

  • the income tax rate ranges from 2% to 5.75%
  • there is local income tax for each county
  • no state-level payroll tax
  • has state-level exemptions
Maryland United States

Understanding your Maryland paycheck

Understanding your Maryland paycheck is an essential part of managing your personal finances. Your paycheck consists of various components, including income taxes, payroll taxes, deductions and exemptions. As a Maryland resident, you’ll also need to account for additional state-specific factors to understand your take-home pay clearly.

When you begin a job or experience a significant life change, you must complete a W-4 form. This form helps your employer determine the correct amount of federal income tax to withhold from your paycheck. It’s important to update your W-4 to avoid underpaying or overpaying your taxes. Additionally, your pay frequency (weekly, biweekly, or monthly) may impact your net pay, as tax withholdings and deductions vary each pay period.

Your marital status plays a crucial role in determining your tax bracket and withholding rates. Married individuals generally have lower tax rates than single filers. Pre-tax deductions can also help reduce your taxable income. Taking advantage of these deductions such as retirement fund contributions to lower your overall tax liability and increase your take-home pay.

Maryland imposes a state income tax (2% to 5.75%) on its residents,. In addition, each county in Maryland levies a local income tax. These local tax rates vary by county and are added to your state tax rate.

Unlike some states, Maryland does not offer a standard deduction. However, you can claim personal exemptions to reduce your tax liability.

Finally, your paycheck may include post-tax deductions, which are taken out after your taxes have been withheld. These deductions can consist of contributions to Roth retirement accounts, life insurance premiums, and voluntary charitable donations.

Calculate your Maryland paycheck

Calculating your Maryland state income tax is similar to the steps we listed on our main paycheck calculator page:

  1. Determine your gross income
    • Annual salary
      Annual salary = Gross income
    • Hourly wage
      Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
  2. Work out your total federal income tax
    1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
    2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
    3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
    4. Federal payroll tax liability
      Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
  3. Calculate your total Maryland state income tax
    1. State taxable income
      Gross income adjusted − (State standard/itemized deductions + State exemptions) = State taxable income
    2. State income tax liability
      State taxable income × State income tax rate = State income tax liability
  4. Derive your local income tax liability
    (Gross income adjusted or State taxable income) × Local income tax rate = Local income tax liability
  5. Figure out your net pay
    You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
    Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
  6. Divide your net pay by your pay frequency
    • Daily
      Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
    • Weekly
      Your net pay / 52 = Your weekly paycheck
    • Bi-weekly
      Your net pay / 26 = Your bi-weekly paycheck
    • Semi-monthly
      Your net pay / 24 = Your semi-monthly paycheck
    • Monthly
      Your net pay / 12 = Your monthly paycheck
    • Quarterly
      Your net pay / 4 = Your quarterly paycheck
    • Semi-annual
      Your net pay / 2 = Your semi-annual paycheck
    • Annual
      Your net pay = Your annual paycheck

State payroll tax

There are no state payroll taxes in Maryland.

State income tax brackets

Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2024
2023
2022
2021
2020
Single
Married, Filing Separately
$0 – $1,000 2.00%
$1,000 – $2,000 3%
$2,000 – $3,000 4.00%
$3,000 – $100,000 4.75%
$100,000 – $125,000 5.00%
$125,000 – $150,000 5.25%
$150,000 – $250,000 5.50%
$250,000+ 5.75%
Married, Filing Jointly or Widow(er)
Head of Household
$0 – $38,770 2.00%
$1,000 – $2,000 3%
$2,000 – $3,000 4.00%
$3,000 – $150,000 4.75%
$150,000 – $175,000 5.00%
$175,000 – $225,000 5.25%
$225,000 – $300,000 5.50%
$300,000+ 5.75%

Local income tax

Tax year County Rate
2024 Allegany 3.03%
Anne Arundel Single and Married, Filing Separately
State taxable income $50,000 or less - 2.7%
State taxable income $50,000 to $400,000 - 2.81%
State taxable income over $400,000 - 3.2%

Married, Filing Jointly or Widow(er) and Head of Household
State taxable income $75,000 or less - 2.7%
State taxable income $75,000 to $480,000 - 2.81%
State taxable income over $480,000 - 3.2%
Baltimore City 3.2%
Baltimore County 3.2%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 2.75%
Charles 3.03%
Dorchester 3.2%
Frederick Single and Married, Filing Separately
If net taxable income is $25,000 or less - 2.25%
If net taxable income is between $25,000 to $50,000 - 2.75%
If net taxable income is between $50,000 to $150,000 - 2.96%
If net taxable income is over $150,000 - 3.2%

Married, Filing Jointly or Widow(er) and Head of Household
If net taxable income is $25,000 or less - 2.25%
If net taxable income is between $25,000 to $100,000 - 2.75%
If net taxable income is between $100,000 to $250,000 - 2.96%
If net taxable income is over $250,000 - 3.2%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 3.2%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3%
Somerset 3.2%
Talbot 2.4%
Washington 2.95%
Wicomico 3.2%
Worcester 2.25%
2023 Allegany 3.03%
Anne Arundel State taxable income $50,000 or less - 2.7%
State taxable income over $50,000 - 2.81%
Baltimore City 3.2%
Baltimore County 3.2%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 2.8%
Charles 3.03%
Dorchester 3.2%
Frederick Single and Married, Filing Separately
If net taxable income is $50,000 or less - 2.75%
If net taxable income is over $50,000 - 2.96%

Married, Filing Jointly or Widow(er) and Head of Household
If net taxable income is $100,000 or less - 2.75%
If net taxable income is over $100,000 - 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 3.2%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3%
Somerset 3.2%
Talbot 2.4%
Washington 2.95%
Wicomico 3.2%
Worcester 2.25%
2022 Allegany 3.05%
Anne Arundel 2.81%
Baltimore City 3.2%
Baltimore County 3.2%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 3%
Charles 3.03%
Dorchester 3.2%
Frederick 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 3.2%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3.1%
Somerset 3.2%
Talbot 2.4%
Washington 3%
Wicomico 3.2%
Worcester 2.25%
2021 Allegany 3.05%
Anne Arundel 2.81%
Baltimore City 3.2%
Baltimore County 3.2%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 3%
Charles 3.03%
Dorchester 3.2%
Frederick 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 3.2%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3.17%
Somerset 3.2%
Talbot 2.4%
Washington 3.2%
Wicomico 3.2%
Worcester 2.25%
2020 Allegany 3.05%
Anne Arundel 2.5%
Baltimore County 3.2%
Baltimore City 2.83%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 3%
Charles 3.03%
Dorchester 2.62%
Frederick 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 2.85%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3%
Somerset 3.2%
Talbot 2.4%
Washington 2.80%
Wicomico 3.2%
Worcester 1.75%

State standard deduction

Tax year Filing status Standard deduction amount
2024
2023
Single
Married, Filing Separately
$2,550
Married, Filing Jointly or Widow(er)
Head of Household
$5,150
2022 Single
Married, Filing Separately
$2,400
Married, Filing Jointly or Widow(er)
Head of Household
$4,850
2021 Single
Married, Filing Separately
$2,350
Married, Filing Jointly or Widow(er)
Head of Household
$4,700
2020 Single
Married, Filing Separately
$2,300
Married, Filing Jointly or Widow(er)
Head of Household
$4,650

State exemptions

There are state-level exemptions for all types of filers and dependents. Refer to Tax Foundation for more details.

Tax year Filing status Personal exemption amount
2024
2023
2022
2021
2020
Single
Married, Filing Separately
Head of Household
$3,200
Married, Filing Jointly or Widow(er) $6,400
Dependent(s) $3,200

FAQs

What taxes do Marylanders pay?

The state income tax rate ranges from 2% to 5.75%, and local income tax for each county. There is no state-level payroll tax.

How much do you make after taxes in Maryland?

For a single filer with an annual wage of $80,000 in Baltimore City, the total take-home pay after taxes is $60,545.12.
For a married couple with an annual wage of $160,000 in Baltimore City, the total take-home pay after taxes is $120,722.75.

How much taxes are deducted from an $80,000 paycheck in Maryland?

The total taxes deducted for a single filer in Baltimore City are $1621.24 monthly or $748.26 bi-weekly.