Pennsylvania Paycheck Calculator
Calculate your take-home pay after federal & Pennsylvania taxes
Updated for 2023 tax year on Dec 05, 2023
Paycheck calculators by state
Paycheck calculator for Pennsylvania
Overview of Pennsylvania
Pennsylvania state has a population of over 12 million (2019). Philadelphia, where the Declaration of Independence, U.S. Constitution, and the Gettysburg Address were written, is the largest city in the area. The median household income is $59,195 (2017).
Brief summary:
- the income tax is a flat rate of 3.07%
- local income tax for various cities
- subject to State Unemployment Insurance (SUI) of 0.06%
- no standard deduction and exemption
From Wikipedia
Understanding your Pennsylvania paycheck
Diving into the world of paychecks, especially in the Keystone State, can be a bit overwhelming. Before getting your take-home pay in Pennsylvania, you will notice withholdings for federal income taxes and FICA taxes. For the self-employed, you pay the entire FICA tax rate.
The Form W-4 plays a pivotal role in determining the amount of federal income tax withheld from your paycheck. It’s essential to keep this form up to date, especially after significant life events such as marriage or the birth of a child. Your marital status can influence your tax bracket and directly impact the taxes withheld from your earnings.
Pre-tax deductions lower your taxable income effectively. Contributions to retirement accounts, health savings accounts (HSAs), and other benefits can be deducted before taxes are applied, reducing your overall tax liability. These deductions are especially helpful for married couples, as they can enjoy potential tax savings through strategic financial planning.
The Pennsylvania income tax is aflat rate of 3.07%. The state also imposes a payroll tax for State Unemployment Insurance (SUI) of 0.06%.
Pennsylvania doesn’t offer a state standard deduction or personal exemptions, unlike many other states. Your taxable income remains unchanged, and the entire amount is subject to the state income tax rate.
Post-tax deductions are the final piece of the paycheck puzzle. These include items such as wage garnishments, union dues, and charitable contributions.
Calculate your Pennsylvania paycheck
Calculating your Pennsylvania state income tax is similar to the steps we listed on our Federal paycheck calculator:
- Determine your gross income
- Annual salary
Annual salary = Gross income - Hourly wage
Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
- Annual salary
- Work out your total federal income tax
- Gross income adjusted
Gross income − Pre-tax deductions = Gross income adjusted - Federal taxable income
Gross income adjusted − Federal standard/itemized deductions = Federal taxable income - Federal income tax liability
Federal taxable income × Federal income tax rate = Federal income tax liability - Federal payroll tax liability
Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
- Gross income adjusted
- Calculate your total Pennsylvania state income tax
- State taxable income
Gross income adjusted − State itemized deductions = State taxable income - State income tax liability
State taxable income × State income tax rate = State income tax liability - State payroll tax liability
Gross income adjusted × State payroll tax rate = State payroll tax liability
- State taxable income
- Derive your local income tax liability
(Gross income adjusted or State taxable income) × Local income tax rate = Local income tax liability - Figure out your net pay
Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay - Divide your net pay by your pay frequency
- Daily
Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck - Weekly
Your net pay / 52 = Your weekly paycheck - Bi-weekly
Your net pay / 26 = Your bi-weekly paycheck - Semi-monthly
Your net pay / 24 = Your semi-monthly paycheck - Monthly
Your net pay / 12 = Your monthly paycheck - Quarterly
Your net pay / 4 = Your quarterly paycheck - Semi-annual
Your net pay / 2 = Your semi-annual paycheck - Annual
Your net pay = Your annual paycheck
- Daily
State payroll tax
Tax year | Tax name | Percent of taxable wage | Up to taxable wage |
---|---|---|---|
2023 | State Unemployment Insurance (SUI) | 0.07% | $10,000 |
2022 2021 2020 |
0.06% | $10,000 |
State income tax brackets
Refer to Tax Foundation for more details.
Tax year | Filing status | Taxable income | Rate |
---|---|---|---|
2023 2022 2021 2020 |
Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
Any | 3.07% |
Local income tax
Based on local earned income.
Tax year | City | Rate |
---|---|---|
2023 2022 |
Bethlehem | 1% |
Bradford | 1% | |
Caln | 1% | |
Camp Hill | 2% | |
Carlisle | 1.6% | |
Erie | 1.65% | |
Fairview | 1.45% | |
Greene | 1.7% | |
Gregg | 1.8% | |
Hanover | 1% | |
Harrisburg | 2% | |
Horsham | 1% | |
Kelly | 2% | |
Lancaster | 1.1% | |
Philadelphia | 3.8712% | |
Pittsburgh | 3% | |
Plains | 1% | |
Reading | 3.6% | |
Scranton | 3.4% | |
South Lebanon | 1% | |
South Park | 1% | |
Tinicum | 1% | |
Warminster | 1% | |
Wilkes-Barre | 3% | |
York | 1.25% | |
2021 | Bethlehem | 1% |
Bradford | 1% | |
Caln | 1% | |
Camp Hill | 2% | |
Carlisle | 1.6% | |
Erie | 1.65% | |
Fairview | 1% | |
Greene | 1.7% | |
Gregg | 1.8% | |
Hanover | 1% | |
Harrisburg | 2% | |
Horsham | 1% | |
Kelly | 2% | |
Lancaster | 1.1% | |
Monroeville | 1.5% | |
Philadelphia | 3.8398% | |
Pittsburgh | 3% | |
Plains | 1% | |
Reading | 3.6% | |
Scranton | 3.4% | |
South Lebanon | 1% | |
South Park | 1% | |
Susquehanna | 1% | |
Tinicum | 1% | |
Tredyffrin | 0% | |
Warminster | 1% | |
Wilkes-Barre | 3% | |
York | 1% |
State standard deduction
There are no state-level standard deductions.
State exemptions
There are no state-level exemptions.
FAQs
What taxes do Pennsylvanians pay?
Besides the income tax (flat rate of 3.07, there is a local income tax for various cities. There is also a payroll tax of 0.06%.
How much do you make after taxes in Pennsylvania?
If you are a single filer living in Philadelphia and earn $59,000 per year, your take-home pay will be $47,434.70.
If you are a married couple with a combined annual income of $118,000, your take-home pay is $94,869.40.
How much taxes are deducted from a $59,000 paycheck in Pennsylvania?
The total taxes deducted for a single filer are $963.78 monthly or $444.82 bi-weekly.