Pennsylvania Paycheck Calculator

Calculate your take-home pay after federal & Pennsylvania taxes

Updated for 2023 tax year on Dec 05, 2023

Paycheck calculators by state

Paycheck calculator for Pennsylvania

Understanding your Pennsylvania paycheck

Diving into the world of paychecks, especially in the Keystone State, can be a bit overwhelming. Before getting your take-home pay in Pennsylvania, you will notice withholdings for federal income taxes and FICA taxes. For the self-employed, you pay the entire FICA tax rate.

The Form W-4 plays a pivotal role in determining the amount of federal income tax withheld from your paycheck. It’s essential to keep this form up to date, especially after significant life events such as marriage or the birth of a child. Your marital status can influence your tax bracket and directly impact the taxes withheld from your earnings.

Pre-tax deductions lower your taxable income effectively. Contributions to retirement accounts, health savings accounts (HSAs), and other benefits can be deducted before taxes are applied, reducing your overall tax liability. These deductions are especially helpful for married couples, as they can enjoy potential tax savings through strategic financial planning.

The Pennsylvania income tax is aflat rate of 3.07%. The state also imposes a payroll tax for State Unemployment Insurance (SUI) of 0.06%.

Pennsylvania doesn’t offer a state standard deduction or personal exemptions, unlike many other states. Your taxable income remains unchanged, and the entire amount is subject to the state income tax rate.

Post-tax deductions are the final piece of the paycheck puzzle. These include items such as wage garnishments, union dues, and charitable contributions.

Calculate your Pennsylvania paycheck

Calculating your Pennsylvania state income tax is similar to the steps we listed on our Federal paycheck calculator:

1. Determine your gross income
   • Annual salary
     Annual salary = Gross income
   • Hourly wage
     Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
2. Work out your total federal income tax
   1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
   2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
   3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
   4. Federal payroll tax liability
      Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
3. Calculate your total Pennsylvania state income tax
   1. State taxable income
      Gross income adjusted − State itemized deductions = State taxable income
   2. State income tax liability
      State taxable income × State income tax rate = State income tax liability
   3. State payroll tax liability
      Gross income adjusted × State payroll tax rate = State payroll tax liability
4. Derive your local income tax liability
   (Gross income adjusted or State taxable income) × Local income tax rate = Local income tax liability
5. Figure out your net pay
   Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
6. Divide your net pay by your pay frequency
   
   • Daily
     Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
   • Weekly
     Your net pay / 52 = Your weekly paycheck
   • Bi-weekly
     Your net pay / 26 = Your bi-weekly paycheck
   • Semi-monthly
     Your net pay / 24 = Your semi-monthly paycheck
   • Monthly
     Your net pay / 12 = Your monthly paycheck
   • Quarterly
     Your net pay / 4 = Your quarterly paycheck
   • Semi-annual
     Your net pay / 2 = Your semi-annual paycheck
   • Annual
     Your net pay = Your annual paycheck

State payroll tax

State income tax brackets

Refer to Tax Foundation for more details.

Local income tax

Based on local earned income.

State standard deduction

There are no state-level standard deductions.

State exemptions

There are no state-level exemptions.

FAQs