Pennsylvania Paycheck Calculator
Calculate your take-home pay after federal & Pennsylvania taxes
Updated for 2023 tax year on Mar 15, 2023
Paycheck calculators by state
Paycheck calculator for Pennsylvania
Overview of Pennsylvania
Pennsylvania state has a population of over 12 million (2019). Philadelphia, where the Declaration of Independence, U.S. Constitution, and the Gettysburg Address were written, is the largest city in the area. The median household income is $59,195 (2017).
- the income tax is a flat rate of 3.07%
- local income tax for various cities
- subject to State Unemployment Insurance (SUI) of 0.06%
- no standard deduction and exemption
Understanding your Pennsylvania paycheck
Diving into the world of paychecks, especially in the Keystone State, can be a bit overwhelming. Before getting your take-home pay in Pennsylvania, you will notice withholdings for federal income taxes and FICA taxes. For the self-employed, you pay the entire FICA tax rate.
The Form W-4 plays a pivotal role in determining the amount of federal income tax withheld from your paycheck. It’s essential to keep this form up to date, especially after significant life events such as marriage or the birth of a child. Your marital status can influence your tax bracket and directly impact the taxes withheld from your earnings.
Pre-tax deductions lower your taxable income effectively. Contributions to retirement accounts, health savings accounts (HSAs), and other benefits can be deducted before taxes are applied, reducing your overall tax liability. These deductions are especially helpful for married couples, as they can enjoy potential tax savings through strategic financial planning.
The Pennsylvania income tax is aflat rate of 3.07%. The state also imposes a payroll tax for State Unemployment Insurance (SUI) of 0.06%.
Pennsylvania doesn’t offer a state standard deduction or personal exemptions, unlike many other states. Your taxable income remains unchanged, and the entire amount is subject to the state income tax rate.
Post-tax deductions are the final piece of the paycheck puzzle. These include items such as wage garnishments, union dues, and charitable contributions.
Calculate your Pennsylvania paycheck
Pennsylvania tax year starts from July 01 the year before to June 30 the current year. So the tax year 2022 will start from July 01 2021 to June 30 2022.
Calculating your Pennsylvania state income tax is similar to the steps we listed on our Federal paycheck calculator:
- figure out your filing status
- work out your adjusted gross income [Net income – Adjustments = Adjusted gross income]
- calculate your taxable income [Adjusted gross income – Itemized deductions = Taxable income]
- understand your income tax liability [Taxable income × Income tax rate = Income tax liability]
- calculate your payroll tax liability [Net income × Payroll tax rate = Payroll tax liability]
- minus any tax liability, deductions, withholdings [Net income – (Income tax liability + Payroll tax liability + Pre-tax deductions + Post-tax deductions + Withholdings) = Your paycheck]
State payroll tax
|Tax year||Tax name||Percent of taxable wage|
|State Unemployment Insurance (SUI)||0.06%|
State income tax brackets
Refer to Tax Foundation for more details.
|Tax year||Filing status||Taxable income||Rate|
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
Local income tax
Based on local earned income.
State standard deduction
There are no state-level standard deductions.
There are no state-level exemptions.
What taxes do Pennsylvanians pay?
Besides the income tax (flat rate of 3.07, there is a local income tax for various cities. There is also a payroll tax of 0.06%.
How much do you make after taxes in Pennsylvania?
If you are a single filer living in Philadelphia and earn $59,000 per year, your take-home pay will be $44,626.32.
If you are a married couple with a combined annual income of $118,000, your take-home pay is $89,252.64.
How much taxes are deducted from a $59,000 paycheck in Pennsylvania?
The total taxes deducted for a single filer are $1009.02 monthly or $465.70 bi-weekly.