Arizona Paycheck Calculator
Calculate your take-home pay after federal & Arizona taxes
Updated for 2023 tax year on Mar 15, 2023
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Overview of Arizona
Arizona has a population of over 7 million (2019). It is known for its weather, diverse geography, national parks, monuments and the Grand Canyon. The median household income is $56,581 (2017).
Brief summary:
- the income tax rate ranges from 2.59% to 4.5%
- no state-level payroll tax
- has standard deductions
From Wikipedia
Understanding your Arizona paycheck
Your Arizona paycheck goes through a myriad of calculations before reaching its final destination—your bank account. To truly understand your paycheck, we need to explore the various components.
The first step in deciphering your paycheck is understanding the federal income tax and FICA taxes. FICA, or Federal Insurance Contributions Act, includes Social Security and Medicare taxes. Typically, employees contribute 6.2% of their earnings to Social Security and 1.45% to Medicare. However, self-employed individuals pay both the employer and employee portions, totaling 15.3%.
Form W-4 plays a vital role in your paycheck. It helps your employer determine the correct amount of federal income tax to withhold based on your filing status and other tax-related information. Additionally, your pay frequency—whether paid weekly, biweekly, or monthly—can impact the amount withheld and the size of each paycheck.
Now, let’s dive into the enchanting world of pre-tax deductions. Your marital status can influence how much tax you pay, as filing jointly with a spouse usually results in a lower overall tax burden. Pre-tax deductions such as 401(k) contributions, health insurance premiums, and flexible spending accounts reduce your taxable income and decrease your tax liability.
Arizona’s income tax ranges from 2.59% to 4.5%. Fortunately for the residents, there are no state payroll taxes or local income taxes.
When it comes to standard deductions and personal exemptions, Arizona offers some tax relief. The state standard deduction amounts for each tax year match the federal amounts for all filing statuses. Additionally, Arizona allows taxpayers to claim personal exemptions, which can further reduce taxable income.
Finally, post-tax deductions make their entrance. These deductions, such as wage garnishments, charitable donations, or union dues, are taken from your paycheck after calculating taxes. They don’t affect your taxable income but can impact your take-home pay.
Calculate your Arizona paycheck
Arizona tax year starts from July 01 the year before to June 30 the current year. So the tax year 2022 will start from July 01 2021 to June 30 2022.
Calculating your Arizona state income tax is similar to the steps we listed on our Federal paycheck calculator:
- figure out your filing status
- work out your adjusted gross income [Net income – Adjustments = Adjusted gross income]
- calculate your taxable income [Adjusted gross income – (Standard/Itemized deductions + Exemptions) = Taxable income]
- understand your income tax liability [Taxable income × Income tax rate = Income tax liability]
- calculate your payroll tax liability [Net income × Payroll tax rate = Payroll tax liability]
- minus any tax liability, deductions, withholdings [Net income – (Income tax liability + Payroll tax liability + Pre-tax deductions + Post-tax deductions + Withholdings) = Your paycheck]
State payroll tax
There are no state payroll taxes in Arizona.
State income tax brackets
Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2022 | Single Married, Filing Separately |
$0 – $27,808 | 2.59% |
| $27,808 – $55,615 | 3.34% | ||
| $55,615 – $166,843 | 4.17% | ||
| $166,843 – $250,000 | 4.50% | ||
| $250,000+ | 1% + 3.5% surcharge | ||
| Married, Filing Jointly or Widow(er) Head of Household |
$0 – $55,615 | 2.59% | |
| $55,615 – $111,229 | 3.34% | ||
| $111,229 – $333,684 | 4.17% | ||
| $333,684 – $500,000 | 4.50% | ||
| $500,000+ | 1% + 3.5% surcharge | ||
| 2021 | Single Married, Filing Separately |
$0 – $27,272 | 2.59% |
| $27,272 – $54,544 | 3.34% | ||
| $54,544 – $163,632 | 4.17% | ||
| $163,632 – $250,000 | 4.50% | ||
| $250,000+ | 1% + 3.5% surcharge | ||
| Married, Filing Jointly or Widow(er) Head of Household |
$0 – $54,544 | 2.59% | |
| $54,544 – $109,088 | 3.34% | ||
| $109,088 – $327,263 | 4.17% | ||
| $327,263 – $500,000 | 4.50% | ||
| $500,000+ | 1% + 3.5% surcharge | ||
| 2020 | Single Married, Filing Separately |
$0 – $26,500 | 2.59% |
| $26,501 – $53,000 | 3.34% | ||
| $53,001 – $159,000 | 4.17% | ||
| $159,001+ | 4.50% | ||
| Married, Filing Jointly or Widow(er) Head of Household |
$0 – $53,000 | 2.59% | |
| $53,001 – $106,000 | 3.34% | ||
| $106,001 – $318,000 | 4.17% | ||
| $318,001+ | 4.50% |
State standard deduction
| Tax year | Filing status | Standard deduction amount |
|---|---|---|
| 2022 | Single Married, Filing Separately |
$12,950 |
| Married, Filing Jointly | $25,900 | |
| Head of Household | $19,400 | |
| 2021 | Single Married, Filing Separately |
$12,550 |
| Married, Filing Jointly | $25,100 | |
| Head of Household | $18,800 | |
| 2020 | Single Married, Filing Separately |
$12,400 |
| Married, Filing Jointly | $24,800 | |
| Head of Household | $18,650 |
State exemptions
There is only exemption for dependent(s) in the form of tax credits.
FAQs
What taxes do Arizonans pay?
There is a 2.59% to 4.5% state-level income tax based on the filing status and taxable income.
How much do you make after taxes in Arizona?
The take-home pay for a single filer earning $57,000 annually is $46,068.79.
A married couple with a combined income of $114,000 will take home $92,137.57.
How much taxes will get deducted from a $57,000 paycheck in Arizona?
The total taxes deducted for a single filer are $910.94 monthly or $420.43 bi-weekly.