Arizona Paycheck Calculator

Calculate your take-home pay after federal & Arizona taxes

Updated for 2023 tax year on Dec 05, 2023

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Understanding your Arizona paycheck

Your Arizona paycheck goes through a myriad of calculations before reaching its final destination—your bank account. To truly understand your paycheck, we need to explore the various components.

The first step in deciphering your paycheck is understanding the federal income tax and FICA taxes. FICA, or Federal Insurance Contributions Act, includes Social Security and Medicare taxes. Typically, employees contribute 6.2% of their earnings to Social Security and 1.45% to Medicare. However, self-employed individuals pay both the employer and employee portions, totaling 15.3%.

Form W-4 plays a vital role in your paycheck. It helps your employer determine the correct amount of federal income tax to withhold based on your filing status and other tax-related information. Additionally, your pay frequency—whether paid weekly, biweekly, or monthly—can impact the amount withheld and the size of each paycheck.

Now, let’s dive into the enchanting world of pre-tax deductions. Your marital status can influence how much tax you pay, as filing jointly with a spouse usually results in a lower overall tax burden. Pre-tax deductions such as 401(k) contributions, health insurance premiums, and flexible spending accounts reduce your taxable income and decrease your tax liability.

Arizona’s income tax ranges from 2.59% to 4.5%. Fortunately for the residents, there are no state payroll taxes or local income taxes.

When it comes to standard deductions and personal exemptions, Arizona offers some tax relief. The state standard deduction amounts for each tax year match the federal amounts for all filing statuses. Additionally, Arizona allows taxpayers to claim personal exemptions, which can further reduce taxable income.

Finally, post-tax deductions make their entrance. These deductions, such as wage garnishments, charitable donations, or union dues, are taken from your paycheck after calculating taxes. They don’t affect your taxable income but can impact your take-home pay.

Calculate your Arizona paycheck

Calculating your Arizona state income tax is similar to the steps we listed on our Federal paycheck calculator:

1. Determine your gross income
   • Annual salary
     Annual salary = Gross income
   • Hourly wage
     Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
2. Work out your total federal income tax
   1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
   2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
   3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
   4. Federal payroll tax liability
      Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
3. Calculate your total Arizona state income tax
   1. State taxable income
      Gross income adjusted − State standard/itemized deductions = State taxable income
   2. State income tax liability
      State taxable income × State income tax rate = State income tax liability
4. Figure out your net pay
   Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
5. Divide your net pay by your pay frequency
   
   • Daily
     Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
   • Weekly
     Your net pay / 52 = Your weekly paycheck
   • Bi-weekly
     Your net pay / 26 = Your bi-weekly paycheck
   • Semi-monthly
     Your net pay / 24 = Your semi-monthly paycheck
   • Monthly
     Your net pay / 12 = Your monthly paycheck
   • Quarterly
     Your net pay / 4 = Your quarterly paycheck
   • Semi-annual
     Your net pay / 2 = Your semi-annual paycheck
   • Annual
     Your net pay = Your annual paycheck

State payroll tax

There are no state payroll taxes in Arizona.

State income tax brackets

Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.

State standard deduction

State exemptions

There is only exemption for dependent(s) in the form of tax credits.

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