Utah Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Utah taxes

Updated for 2025 tax year on Feb 14, 2025

Calculate your paycheck in these states

How to calculate your Utah paycheck

Overview of Utah

Utah has a population of over 3 million (2019) and is known for having some of the best skiing in the country. The state has a highly diversified economy, with major sectors including transportation, education, information technology and research, government services, and mining.

Brief summary:

• the income tax is a flat rate of 4.65%
• no state-level payroll tax
• no standard deductions and exemptions

Understanding your Utah paycheck

Understanding all the elements of your Utah paycheck is essential to ensure you’re keeping as much of your hard-earned money as possible. First, your gross pay is subject to federal and FICA taxes. For federal income taxes, the Internal Revenue Service (IRS) uses a progressive tax system. Meanwhile, FICA taxes consist of two parts: Social Security and Medicare, which fund these essential social programs.

Your federal tax withholdings depend heavily on the information you provide on Form W-4, which you submit to your employer. This form outlines your filing status, dependents, and any additional withholdings you may request. The pay frequency also plays a role in shaping your paycheck, as it influences the total amount withheld. Most employers offer to pay weekly, bi-weekly, semi-monthly, or monthly.

Your marital status, along with the number of dependents you claim, has a significant impact on the taxes withheld from your paycheck. It’s crucial to keep your Form W-4 up-to-date to avoid under-withholding or over-withholding taxes. Additionally, consider pre-tax deductions, such as contributions to a 401(k) plan or a health savings account (HSA). These deductions lower your taxable income and may lead to tax savings.

Utah stands out with its flat state income tax rate (4.95%), meaning all taxpayers pay the same percentage, regardless of income. This simplified tax system makes calculating your state tax obligation a breeze. Utah does not impose a state payroll tax, making things even easier for its residents.

Utah does not offer a state standard deduction or personal exemptions. Instead, the state provides taxpayers a non-refundable tax credit based on their adjusted gross income and the number of exemptions claimed.

Finally, after all the taxes and pre-tax deductions have been accounted for, your employer may withhold post-tax deductions, such as wage garnishments, charitable contributions, or after-tax contributions to a Roth IRA. These deductions are taken out after taxes and don’t impact your taxable income. Once all deductions are made, you’re left with your net pay – the amount you’ll see deposited in your bank account.

Calculate your Utah paycheck

Calculating your Utah state income tax is similar to the steps we listed on our main paycheck calculator page:

1. Determine your gross income
   • Annual salary
     Annual salary = Gross income
   • Hourly wage
     Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
2. Work out your total federal income tax
   1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
   2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
   3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
   4. Federal payroll tax liability
      Gross income × Federal payroll tax rate = Federal payroll tax liability
3. Calculate your total Utah state income tax
   1. Utah state taxable income
      Gross income adjusted − Utah state itemized deductions = Utah state taxable income
   2. Utah state income tax liability
      Utah state taxable income × Utah state income tax rate = Utah state income tax liability
4. Figure out your net pay
   You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
   Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
5. Divide your net pay by your pay frequency
   
   • Daily
     Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
   • Weekly
     Your net pay / 52 = Your weekly paycheck
   • Bi-weekly
     Your net pay / 26 = Your bi-weekly paycheck
   • Semi-monthly
     Your net pay / 24 = Your semi-monthly paycheck
   • Monthly
     Your net pay / 12 = Your monthly paycheck
   • Quarterly
     Your net pay / 4 = Your quarterly paycheck
   • Semi-annual
     Your net pay / 2 = Your semi-annual paycheck
   • Annual
     Your net pay = Your annual paycheck

State income tax brackets

State standard deduction

State standard deductions are in the form of tax credits.

State exemptions

State exemptions are in the form of tax credits.

FAQs