Rhode Island Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Rhode Island taxes

Updated for 2024 tax year on Apr 24, 2024

What was updated? 2024 federal/state/local income taxes, FICA, state payroll tax, federal/state standard deduction & state exemptions

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Paycheck calculator for Rhode Island

Overview of Rhode Island

Rhode Island’s population is over 1 million (2019), the smallest state by area. The median household income is $63,870 (2017).

Brief summary:

  • the income tax rate ranges from 3.75% to 5.99%
  • subject to Disability Insurance (SDI) of 1.1% up to $84,000 taxable wage
  • has standard deductions and exemptions
Rhode Island United States

Understanding your Rhode Island paycheck

Navigating the waters of your paycheck can sometimes feel like an oceanic expedition. With various taxes, deductions, and exemptions to account for, it’s essential to understand how your Rhode Island paycheck comes together. Climb aboard as we chart a course through the components that shape your earnings in the smallest state with the biggest personality.

First and foremost, your paycheck is subject to federal income taxes. Your tax liability is determined by many factors, such as income, filing status, and the information you provide on Form W-4. Your wage is also subjected to the Federal Insurance Contributions Act (FICA). FICA consists of Social Security and Medicare.

For those earning over $200,000 or self-employed, FICA taxes have a few unique rules. High earners are subject to an additional 0.9% Medicare tax, while self-employed individuals must pay the total FICA tax.

Your Form W-4 helps you steer your tax withholding by indicating your filing status, dependents, and any additional withholding amounts. The pay frequency chosen by your employer – weekly, bi-weekly, or monthly – will also affect your paycheck size, so keep your eyes on the horizon and plan your budget accordingly.

The marital status you declare on your Form W-4 plays a significant role in determining your tax withholding. In addition, pre-tax deductions can reduce your taxable income. Consider regularly contributing to a 401(k) or a Health Savings Account (HSA).

Just like the tides, state income taxes in Rhode Island are ever-present. The state’s progressive tax rates range from 3.75% to 5.99%. Rhode Island also has a State Disability Insurance (SDI) program that taxes up to a certain taxable wage.

Rhode Island offers a standard deduction, which varies depending on your filing status. Although eliminated on the federal level, you can still claim personal exemptions in the state. These deductions and exemptions help reduce your taxable income, ensuring you keep more of your hard-earned treasure.

Lastly, your paycheck may have post-tax deductions, such as wage garnishments or after-tax contributions to a Roth IRA. These deductions occur after your taxes have been calculated.

Calculate your Rhode Island paycheck

Calculating your Rhode Island state income tax is similar to the steps we listed on our main paycheck calculator page:

  1. Determine your gross income
    • Annual salary
      Annual salary = Gross income
    • Hourly wage
      Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
  2. Work out your total federal income tax
    1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
    2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
    3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
    4. Federal payroll tax liability
      Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
  3. Calculate your total Rhode Island state income tax
    1. State taxable income
      Gross income adjusted − (State standard/itemized deductions + State exemptions) = State taxable income
    2. State income tax liability
      State taxable income × State income tax rate = State income tax liability
    3. State payroll tax liability
      Gross income adjusted × State payroll tax rate = State payroll tax liability
  4. Figure out your net pay
    You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
    Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
  5. Divide your net pay by your pay frequency
    • Daily
      Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
    • Weekly
      Your net pay / 52 = Your weekly paycheck
    • Bi-weekly
      Your net pay / 26 = Your bi-weekly paycheck
    • Semi-monthly
      Your net pay / 24 = Your semi-monthly paycheck
    • Monthly
      Your net pay / 12 = Your monthly paycheck
    • Quarterly
      Your net pay / 4 = Your quarterly paycheck
    • Semi-annual
      Your net pay / 2 = Your semi-annual paycheck
    • Annual
      Your net pay = Your annual paycheck

State payroll tax

Tax year Tax name Percent of taxable wage Up to taxable wage
2024 State Disability Insurance (SDI) 1.2% $87,000
2023 1.1% $84,000
2022 1.1% $81,500
2021 1.3% $74,000
2020 1.3% $72,300

State income tax brackets

Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2024 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 - $77,450 3.75%
$77,450 - $176,050 4.75%
$176,050+ 5.99%
2023 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 - $73,450 3.75%
$73,450 - $166,950 4.75%
$166,950+ 5.99%
2022 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 – $68,200 3.75%
$68,200 – $155,050 4.75%
$155,050+ 5.99%
2021 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 – $66,200 3.75%
$66,200 – $150,550 4.75%
$150,550+ 5.99%
2020 Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
$0 – $65,250 3.75%
$65,250 - $148,350 4.75%
$148,350+ 5.99%

State standard deduction

Tax year Filing status Standard deduction amount
2024 Single $10,550
Married, Filing Jointly $21,150
Married, Filing Separately $10,575
Head of Household $15,850
2023 Single $10,000
Married, Filing Jointly $20,050
Married, Filing Separately $10,025
Head of Household $15,050
2022 Single
Married, Filing Separately
$9,300
Married, Filing Jointly $18,600
Head of Household $13,950
2021 Single
Married, Filing Separately
$9,050
Married, Filing Jointly $18,100
Head of Household $13,550
2020 Single
Married, Filing Separately
$8,750
Married, Filing Jointly $17,500
Head of Household $13,100

State exemptions

There are state-level exemptions for all types of filers and dependents. Refer to Tax Foundation for more details.

Tax year Filing status Personal exemption amount
2024 Single
Married, Filing Separately
Head of Household
$4,950
Married, Filing Jointly or Widow(er) $9,900
Dependent(s) $4,950
2023 Single
Married, Filing Separately
Head of Household
$4,700
Married, Filing Jointly or Widow(er) $9,400
Dependent(s) $4,700
2022 Single
Married, Filing Separately
Head of Household
$4,350
Married, Filing Jointly or Widow(er) $8,700
Dependent(s) $4,350
2021 Single
Married, Filing Separately
Head of Household
$4,250
Married, Filing Jointly or Widow(er) $8,500
Dependent(s) $4,250
2020 Single
Married, Filing Separately
Head of Household
$4,100
Married, Filing Jointly or Widow(er) $8,200
Dependent(s) $4,100

FAQs

What taxes do Rhode Islanders pay?

The state-level income tax rate ranges from 3.75% to 5.99%. There is also a Disability Insurance (SDI) payroll tax of 1.1% up to $84,000 taxable wage.

How much do you make after taxes in Rhode Island?

The take-home pay for a single filer making $64,000 per year is $50,210.75.
A married couple with a combined income of $128,000 will take home $100,629.37 after taxes.

How much taxes are deducted from a $64,000 paycheck in Rhode Island?

The total taxes deducted for a single filer are $1149.11 monthly or $530.35 bi-weekly.