Massachusetts Paycheck Calculator

Calculate your take home pay after federal & Massachusetts taxes

Last updated on Aug 24 2021

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Massachusetts state income tax

Massachusetts state has a population of a little under 7 million (2019) and is renown for its many colleges and universities, including Harvard University, the first institution of higher learning in the USA. The median household income is $77,385 (2017).

Brief summary:

  • the income tax is a flat rate of 5%
  • no local income tax
  • subject to Family Leave Insurance (FLI) payroll tax
  • able to claim state-level exemptions
  • has a Earned Income Tax Credit (EITC)
Massachusetts United States

Massachusetts fiscal year starts from July 01 the year before to June 30 the current year. So the fiscal year 2021 will start from July 01 2020 to June 30 2021.

Calculating your Massachusetts state income tax is similar to the steps we listed on our Federal paycheck calculator:

  1. figure out your filing status
  2. work out your adjusted gross income [Total annual income – Adjustments = Adjusted gross income]
  3. calculate your taxable income [Adjusted gross income – (Post-tax deductions + Exemptions) = Taxable income]
  4. understand your tax liability [Taxable income × Tax rate = Tax liability]
  5. determine whether your tax liability is more than your tax credits and withheld
    • Tax liability – (Credits + Withheld) = What you owe or
    • (Credits + Withheld) – Tax liability = Tax refunds

State payroll tax

Fiscal year Tax name Percent of taxable wage Up to taxable wage Comment
2021 State Family Leave Insurance (FLI) 0.75% $142,800 If employer of 25 or more employees, 40% of medical insurance portion.
Otherwise employee pays 100%.
2020 State Family Leave Insurance (FLI) 0.75% $137,700 If employer of 25 or more employees, 40% of medical insurance portion.
Otherwise employee pays 100%.

Income tax brackets

Refer to Tax Foundation for more details.

Fiscal year Filing status Taxable income Rate
2021
2020
Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
Any 5%

Deductions

There is no state-level standard deductions.

Exemptions

There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.

Fiscal year Filing status Personal exemption amount
2021
2020
Single
Married, Filing Separately
Head of Household
$4,400
Married, Filing Jointly or Widow(er) $8,800
Dependent(s) $1,000

Earned Income Tax Credit (EITC)

Fiscal year Percentage of Federal EITC Comment
2021
2020
30% Yes

Child Tax Credit (CTC)

There is no state-level CTC.

FAQs

What taxes do Massachusettsan pay?

The state-level payroll tax is 0.75% of taxable wage up to $137,700 and the income tax is a flat rate of 5%.

How much do you make after taxes in Massachusetts?

A single filer will take home $57,620.50 on a $78,000 annual wage.
A married couple will take home $116,158.40 on a combined annual salary of $156,000.