Missouri Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Missouri taxes

Updated for 2025 tax year on Feb 14, 2025

Calculate your paycheck in these states

How to calculate your Missouri paycheck

Overview of Missouri

Missouri has over 6 million (2020), and its major industries include aerospace, food processing, chemicals, printing/publishing, electrical equipment, and beer.

Brief summary:

• the income tax rate ranges from 0% to 4.95%
• a resident of St. Louis or Kansas City is subjected to local income tax of 1%
• no state payroll tax
• has a standard deduction

Understanding your Missouri paycheck

Understanding how your paycheck is calculated is crucial as an employee in Missouri. Your paycheck is the sum of your gross pay, deductions, and taxes. Deductions include amounts taken out of your paycheck for taxes, insurance premiums, and retirement contributions. All employees are subject to mandatory deductions for federal taxes, Social Security, and Medicare. Missouri employees are also subject to state income tax and unemployment insurance deductions from their paychecks.

Filling out a W-4 form is necessary to calculate the amount of federal income tax that should be withheld from your paycheck. The IRS revised the W-4 form, eliminating allowances. Instead, you provide information on your filing status, dependents, and other sources of income. Based on this information, your employer calculates the appropriate amount of federal income tax to withhold.

Social Security tax is a fixed percentage of your gross pay, with a maximum taxable earnings limit of $147,000. With no limit, medicare tax is also a fixed percentage of your gross pay. Your Missouri state income tax is determined by your income and filing status, and it is subject to a progressive tax rate that ranges from 0% to 5.4%.

In addition to state income tax, employees who work in Kansas City or St. Louis must pay a local income tax. The earnings tax rate in Kansas City is 1% for residents and 1.5% for non-residents. In St. Louis, residents and non-residents are both subject to a 1% earnings tax rate.

After all the deductions and taxes have been taken from your paycheck, the remaining amount is your net pay. Your net pay will be less than your gross pay due to the mandatory deductions taken out of your salary.

Besides mandatory federal and state tax deductions, Missouri employees can also have pre-tax and post-tax deductions taken from their paychecks. These deductions, such as 401(k) contributions, life insurance, or child support, will further decrease the paycheck amount.

Knowing how your pay is calculated and what deductions are being taken out empowers you to make informed decisions about your budget and savings goals. If you have any questions about your paycheck or employer’s payroll policies, don’t hesitate to ask your human resources department or payroll administrator.

Calculate your Missouri paycheck

Follow the steps on our main paycheck calculator page to work out your income tax in Missouri:

1. Determine your gross income
   • Annual salary
     Annual salary = Gross income
   • Hourly wage
     Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
2. Work out your total federal income tax
   1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
   2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
   3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
   4. Federal payroll tax liability
      Gross income × Federal payroll tax rate = Federal payroll tax liability
3. Calculate your total Missouri state income tax
   1. Missouri state taxable income
      Gross income adjusted − Missouri state standard/itemized deductions = Missouri state taxable income
   2. Missouri state income tax liability
      Missouri state taxable income × Missouri state income tax rate = Missouri state income tax liability
4. Derive your Missouri local income tax liability
   (Gross income adjusted or Missouri state taxable income) × Missouri local income tax rate = Missouri local income tax liability
5. Figure out your net pay
   You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
   Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
6. Divide your net pay by your pay frequency
   
   • Daily
     Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
   • Weekly
     Your net pay / 52 = Your weekly paycheck
   • Bi-weekly
     Your net pay / 26 = Your bi-weekly paycheck
   • Semi-monthly
     Your net pay / 24 = Your semi-monthly paycheck
   • Monthly
     Your net pay / 12 = Your monthly paycheck
   • Quarterly
     Your net pay / 4 = Your quarterly paycheck
   • Semi-annual
     Your net pay / 2 = Your semi-annual paycheck
   • Annual
     Your net pay = Your annual paycheck

State income tax brackets

The income tax in Missouri is based solely on your total taxable income (combined taxable income for married filers) regardless of your filing status.

Refer to Tax Foundation for more details.

Local income tax

Additional local income tax applies if you reside in any of the cities listed below.

State standard deduction

Missouri standard deduction is the same as federal standard deduction. For more information, refer to Tax Foundation.

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