Michigan Paycheck Calculator
Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Michigan taxes
Updated for 2024 tax year on Jul 06, 2024
Calculate your paycheck in these states
How to calculate your Michigan paycheck
Table of Contents
Overview of Michigan
Michigan has a population of over 9 million (2019). It is widely known as the center of the United States automotive industry, with the Big Three all headquartered in Detroit. The median household income is $54,909 (2017).
Brief summary:
- the income tax is a flat rate of 4.25%
- local income tax ranging from 1% to 2.4%
- no state-level payroll tax
- able to claim exemptions
Understanding your Michigan paycheck
When you receive your Michigan paycheck, you may notice key components impacting your take-home pay. Before your hard-earned dollars reach your bank account, Uncle Sam takes a bite out of your income through federal income taxes and FICA taxes. Both employees and employers contribute to FICA taxes, which include Social Security and Medicare. However, self-employed individuals are responsible for the entire amount.
The IRS requires you to fill out Form W-4 when starting a new job or updating your tax withholding information. Your pay frequency, be it weekly or monthly, can also affect the size of your paycheck. Review and update your W-4 regularly, especially after significant life events like marriage or the birth of a child.
Your marital status and pre-tax deductions play crucial roles in shaping your paycheck. Contributions to a 401(k) or health savings account can reduce your taxable income, and your filing status (single, married, or head of household) can impact your tax bracket.
In addition to federal taxes, you’ll find state income tax deductions on your Michigan paycheck. The state levies a flat income tax rate, making calculating your state tax liability easy. However, some cities in Michigan also impose local income taxes, which may vary by city and require additional calculations.
While Michigan doesn’t offer a state standard deduction, taxpayers can claim personal exemptions on their state returns. The number of exemptions and the exemption amount depends on factors such as age, blindness, or disability.
Calculate your Michigan paycheck
Calculating your Michigan state income tax is similar to the steps we listed on our main paycheck calculator page:
- Determine your gross income
- Annual salary
Annual salary = Gross income - Hourly wage
Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
- Annual salary
- Work out your total federal income tax
- Gross income adjusted
Gross income − Pre-tax deductions = Gross income adjusted - Federal taxable income
Gross income adjusted − Federal standard/itemized deductions = Federal taxable income - Federal income tax liability
Federal taxable income × Federal income tax rate = Federal income tax liability - Federal payroll tax liability
Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
- Gross income adjusted
- Calculate your total Michigan state income tax
- State taxable income
Gross income adjusted − (State itemized deductions + State exemptions) = State taxable income - State income tax liability
State taxable income × State income tax rate = State income tax liability
- State taxable income
- Derive your local income tax liability
(Gross income adjusted or State taxable income) × Local income tax rate = Local income tax liability - Figure out your net pay
You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay - Divide your net pay by your pay frequency
- Daily
Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck - Weekly
Your net pay / 52 = Your weekly paycheck - Bi-weekly
Your net pay / 26 = Your bi-weekly paycheck - Semi-monthly
Your net pay / 24 = Your semi-monthly paycheck - Monthly
Your net pay / 12 = Your monthly paycheck - Quarterly
Your net pay / 4 = Your quarterly paycheck - Semi-annual
Your net pay / 2 = Your semi-annual paycheck - Annual
Your net pay = Your annual paycheck
- Daily
State income tax brackets
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2024 2023 2022 2021 2020 |
Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
Any | 4.25% |
Local income tax
| Tax year | City | Rate |
|---|---|---|
| 2023 2022 2021 2020 |
Albion | 1% |
| Battle Creek | 1% | |
| Big Rapids | 1% | |
| Benton Harbor | 1% | |
| Detroit | 2.4% | |
| East Lansing | 1% | |
| Flint | 1% | |
| Grand Rapids | 1.5% | |
| Grayling | 1% | |
| Hamtramck | 1% | |
| Highland Park | 2% | |
| Hudson | 1% | |
| Ionia | 1% | |
| Jackson | 1% | |
| Lansing | 1% | |
| Lapeer | 1% | |
| Muskegon | 1% | |
| Muskegon Heights | 1% | |
| Pontiac | 1% | |
| Port Huron | 1% | |
| Portland | 1% | |
| Saginaw | 1.5% | |
| Springfield | 1% | |
| Walker | 1% |
State exemptions
| Tax year | Filing status | Personal exemption amount |
|---|---|---|
| 2024 | Single Married, Filing Separately Head of Household |
$5,600 |
| Married, Filing Jointly or Widow(er) | $11,200 | |
| Dependent(s) | $5,600 | |
| 2023 | Single Married, Filing Separately Head of Household |
$5,400 |
| Married, Filing Jointly or Widow(er) | $10,800 | |
| Dependent(s) | $5,400 | |
| 2022 | Single Married, Filing Separately Head of Household |
$5,000 |
| Married, Filing Jointly or Widow(er) | $10,000 | |
| Dependent(s) | $5,000 | |
| 2021 | Single Married, Filing Separately Head of Household |
$4,900 |
| Married, Filing Jointly or Widow(er) | $9,800 | |
| Dependent(s) | $4,900 | |
| 2020 | Single Married, Filing Separately Head of Household |
$4,400 |
| Married, Filing Jointly or Widow(er) | $8,800 | |
| Dependent(s) | $4,400 |
FAQs
How to calculate take home pay in Michigan?
Follow the steps below to obtain your take-home income:
- Determine your gross income
- Work out your total federal income tax
- Calculate your total Michigan state income tax
- Derive your local income tax liability
- Gross income minus taxes, deductions and withholdings
- Divide your net pay by your pay frequency
How much will Michigan tax paychecks in 2024?
Michigan imposes a state income tax of 4.25% on your taxable income. Additionally, you may also have to pay local income taxes, which can range up to 2.4%, depending on the city.
How much is taken out of my paycheck in Michigan?
Michigan taxes your paycheck with a state income tax of 4.25%. Some cities will impose a local income tax, which can be as high as 2.4%. Federal level taxes such as income tax, Social Security and Medicare will also be deducted from your paycheck. The total amount taken out depends on your gross income, chosen benefits and withholdings.
What percentage of my paycheck goes to taxes in Michigan?
Generally speaking, 15% to 35% of your paycheck in Michigan is deducted for taxes. The taxes on your paycheck include
- federal income tax (10% to 37%)
- state income tax (4.25%)
- local income tax (1% to 2.4%)
- Social Security (6.2%)
- Medicare (1.45% to 2.35%)