Maryland Income Tax Calculator
Estimate your Maryland income tax burden
Updated for 2024 tax year on Apr 17, 2024
Income tax calculators by state
Maryland state taxes
Quick Maryland tax facts
- State income tax: 2% to 5.75%
- Local payroll tax: varies for each county
- State sales tax: 6%
- Property tax: 1.06%
- Gas tax: 36.73 cents per gallon
- Tobacco tax: $3.75 per pack of 20 cigarettes
- Insurance premium tax: 1% to 3%
From Wikipedia
Maryland income taxes
Maryland’s state income tax operates on a progressive scale, ranging from 2% to 5.75%, and is determined by income brackets. Additionally, local income taxes are imposed by Maryland’s 23 counties and Baltimore City.
State payroll tax includes an unemployment insurance tax, which is variable from 0.3% to 7.5% depending on an employer’s experience rating. It’s calculated based on the first $8,500 of an employee’s income.
When it comes to deductions, Maryland does not conform to the federal standard deduction and instead has its own set amount. The state also offers personal exemptions, however, these are subject to phase-out based on income.
Calculate your income tax in Maryland
Calculating your Maryland state income tax is similar to the steps we listed on our Federal income tax calculator:
- Determine your filing status
- Work out your adjusted gross income [Gross income − Retirement contributions = Adjusted gross income]
- Calculate your state taxable income [Adjusted gross income − (Standard/Itemized deductions + Exemptions) = State taxable income]
- Figure out your state/local tax liability [State taxable income × State tax rate = State tax liability]
State income tax brackets
Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2023 2022 2021 2020 |
Single Married, Filing Separately |
$0 – $1,000 | 2.00% |
| $1,000 – $2,000 | 3% | ||
| $2,000 – $3,000 | 4.00% | ||
| $3,000 – $100,000 | 4.75% | ||
| $100,000 – $125,000 | 5.00% | ||
| $125,000 – $150,000 | 5.25% | ||
| $150,000 – $250,000 | 5.50% | ||
| $250,000+ | 5.75% | ||
| Married, Filing Jointly or Widow(er) Head of Household |
$0 – $38,770 | 2.00% | |
| $1,000 – $2,000 | 3% | ||
| $2,000 – $3,000 | 4.00% | ||
| $3,000 – $150,000 | 4.75% | ||
| $150,000 – $175,000 | 5.00% | ||
| $175,000 – $225,000 | 5.25% | ||
| $225,000 – $300,000 | 5.50% | ||
| $300,000+ | 5.75% |
Local income tax
| Tax year | County | Rate |
|---|---|---|
| 2023 | Allegany | 3.03% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 2.8% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 2.95% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2022 | Allegany | 3.05% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3.1% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 3% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2021 | Allegany | 3.05% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3.17% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 3.2% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2020 | Allegany | 3.05% |
| Anne Arundel | 2.5% | |
| Baltimore County | 3.2% | |
| Baltimore City | 2.83% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 2.62% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 2.85% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 2.80% | |
| Wicomico | 3.2% | |
| Worcester | 1.75% |
State standard deduction
| Tax year | Filing status | Standard deduction amount |
|---|---|---|
| 2023 | Single Married, Filing Separately |
$2,550 |
| Married, Filing Jointly or Widow(er) Head of Household |
$5,150 | |
| 2022 | Single Married, Filing Separately |
$2,400 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,850 | |
| 2021 | Single Married, Filing Separately |
$2,350 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,700 | |
| 2020 | Single Married, Filing Separately |
$2,300 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,650 |
State exemptions
There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.
| Tax year | Filing status | Personal exemption amount |
|---|---|---|
| 2023 2022 2021 2020 |
Single Married, Filing Separately Head of Household |
$3,200 |
| Married, Filing Jointly or Widow(er) | $6,400 | |
| Dependent(s) | $3,200 |
Maryland sales tax
Maryland has a flat sales tax rate of 6% across the state.
Maryland property tax
Property taxes in Maryland are primarily set at the county level, resulting in variability across the state. The average effective property tax rate is 1.06%, but this can fluctuate widely depending on the county.
Maryland capital gains tax
Capital gains in Maryland are treated as regular income and taxed according to the state’s regular income tax rates.
Maryland gas tax
The gas tax in Maryland stands at 36.73 cents per gallon.
Maryland tobacco tax
Tobacco products face a steep tax in Maryland, with a rate of $3.75 per pack of 20 cigarettes.
Maryland insurance tax
Maryland’s insurance premium tax rates range from 1% to 3% depending on the type of insurance.
FAQs
How do I calculate my Maryland income tax?
Calculate your Maryland state income tax with the following six steps.
- Determine your filing status
- Gross income − Retirement contributions = Adjusted gross income
- Adjusted gross income − (Standard/Itemized deductions + Exemptions) = State taxable income
- State taxable income × State tax rate = State tax liability
How much is $80000 a year after taxes in Maryland?
In Montgomery County, Maryland, a single filer will take home $58,169.12 with a $21,830.88 income tax on an $80,000 annual income.