Maryland Income Tax Calculator

Estimate your Maryland income tax burden

Updated for 2024 tax year on Feb 16, 2024

What was updated? 2024 federal income tax, state income tax, standard deduction & exemption
Calculation not correct? Request new features?

Income tax calculators by state

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Maryland state taxes

Quick Maryland tax facts

  • State income tax: 2% to 5.75%
  • Local payroll tax: varies for each county
  • State sales tax: 6%
  • Property tax: 1.06%
  • Gas tax: 36.73 cents per gallon
  • Tobacco tax: $3.75 per pack of 20 cigarettes
  • Insurance premium tax: 1% to 3%
Maryland United States

From Wikipedia

Maryland income taxes

Maryland’s state income tax operates on a progressive scale, ranging from 2% to 5.75%, and is determined by income brackets. Additionally, local income taxes are imposed by Maryland’s 23 counties and Baltimore City.

State payroll tax includes an unemployment insurance tax, which is variable from 0.3% to 7.5% depending on an employer’s experience rating. It’s calculated based on the first $8,500 of an employee’s income.

When it comes to deductions, Maryland does not conform to the federal standard deduction and instead has its own set amount. The state also offers personal exemptions, however, these are subject to phase-out based on income.

Calculate your income tax in Maryland

Calculating your Maryland state income tax is similar to the steps we listed on our Federal income tax calculator:

  1. Determine your filing status
  2. Work out your adjusted gross income [Gross income − Retirement contributions = Adjusted gross income]
  3. Calculate your state taxable income [Adjusted gross income − (Standard/Itemized deductions + Exemptions) = State taxable income]
  4. Figure out your state/local tax liability [State taxable income × State tax rate = State tax liability]

State income tax brackets

Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2023
2022
2021
2020
Single
Married, Filing Separately
$0 – $1,000 2.00%
$1,000 – $2,000 3%
$2,000 – $3,000 4.00%
$3,000 – $100,000 4.75%
$100,000 – $125,000 5.00%
$125,000 – $150,000 5.25%
$150,000 – $250,000 5.50%
$250,000+ 5.75%
Married, Filing Jointly or Widow(er)
Head of Household
$0 – $38,770 2.00%
$1,000 – $2,000 3%
$2,000 – $3,000 4.00%
$3,000 – $150,000 4.75%
$150,000 – $175,000 5.00%
$175,000 – $225,000 5.25%
$225,000 – $300,000 5.50%
$300,000+ 5.75%

Local income tax

Tax year County Rate
2023 Allegany 3.03%
Anne Arundel 2.81%
Baltimore City 3.2%
Baltimore County 3.2%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 2.8%
Charles 3.03%
Dorchester 3.2%
Frederick 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 3.2%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3%
Somerset 3.2%
Talbot 2.4%
Washington 2.95%
Wicomico 3.2%
Worcester 2.25%
2022 Allegany 3.05%
Anne Arundel 2.81%
Baltimore City 3.2%
Baltimore County 3.2%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 3%
Charles 3.03%
Dorchester 3.2%
Frederick 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 3.2%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3.1%
Somerset 3.2%
Talbot 2.4%
Washington 3%
Wicomico 3.2%
Worcester 2.25%
2021 Allegany 3.05%
Anne Arundel 2.81%
Baltimore City 3.2%
Baltimore County 3.2%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 3%
Charles 3.03%
Dorchester 3.2%
Frederick 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 3.2%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3.17%
Somerset 3.2%
Talbot 2.4%
Washington 3.2%
Wicomico 3.2%
Worcester 2.25%
2020 Allegany 3.05%
Anne Arundel 2.5%
Baltimore County 3.2%
Baltimore City 2.83%
Calvert 3%
Caroline 3.2%
Carroll 3.03%
Cecil 3%
Charles 3.03%
Dorchester 2.62%
Frederick 2.96%
Garrett 2.65%
Harford 3.06%
Howard 3.2%
Kent 2.85%
Montgomery 3.2%
Prince Georges 3.2%
Queen Anne’s 3.2%
Saint Mary’s 3%
Somerset 3.2%
Talbot 2.4%
Washington 2.80%
Wicomico 3.2%
Worcester 1.75%

State standard deduction

Tax year Filing status Standard deduction amount
2023 Single
Married, Filing Separately
$2,550
Married, Filing Jointly or Widow(er)
Head of Household
$5,100
2022 Single
Married, Filing Separately
$2,400
Married, Filing Jointly or Widow(er)
Head of Household
$4,850
2021 Single
Married, Filing Separately
$2,350
Married, Filing Jointly or Widow(er)
Head of Household
$4,700
2020 Single
Married, Filing Separately
$2,300
Married, Filing Jointly or Widow(er)
Head of Household
$4,650

State exemptions

There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.

Tax year Filing status Personal exemption amount
2023
2022
2021
2020
Single
Married, Filing Separately
Head of Household
$3,200
Married, Filing Jointly or Widow(er) $6,400
Dependent(s) $3,200

Maryland sales tax

Maryland has a flat sales tax rate of 6% across the state.

Maryland property tax

Property taxes in Maryland are primarily set at the county level, resulting in variability across the state. The average effective property tax rate is 1.06%, but this can fluctuate widely depending on the county.

Maryland capital gains tax

Capital gains in Maryland are treated as regular income and taxed according to the state’s regular income tax rates.

Maryland gas tax

The gas tax in Maryland stands at 36.73 cents per gallon.

Maryland tobacco tax

Tobacco products face a steep tax in Maryland, with a rate of $3.75 per pack of 20 cigarettes.

Maryland insurance tax

Maryland’s insurance premium tax rates range from 1% to 3% depending on the type of insurance.

FAQs

How do I calculate my Maryland income tax?

Calculate your Maryland state income tax with the following six steps.

  1. Determine your filing status
  2. Gross income − Retirement contributions = Adjusted gross income
  3. Adjusted gross income − (Standard/Itemized deductions + Exemptions) = State taxable income
  4. State taxable income × State tax rate = State tax liability

How much is $80000 a year after taxes in Maryland?

In Montgomery County, Maryland, a single filer will take home $58,169.12 with a $21,830.88 income tax on an $80,000 annual income.