Minnesota Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Minnesota taxes

Updated for 2024 tax year on Apr 24, 2024

What was updated? 2024 federal/state/local income taxes, FICA, state payroll tax, federal/state standard deduction & state exemptions

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Paycheck calculator for Minnesota

Overview of Minnesota

The Land of 10,000 Lakes has a population of under 6 million (2020), with most living in the twin cities of Minneapolis and Saint Paul. The median household income is $68,388 (2017), and it is one of the wealthiest states in the USA.

Brief summary:

  • the income tax rate ranges from 5.35% to 9.85%
  • nope of the cities has a local income tax
  • no state payroll taxes
  • has standard deduction and exemption (if you have dependents)
Minnesota state

Understanding your Minnesota paycheck

Gaining a clear understanding of your Minnesota paycheck is essential for successfully managing your finances, whether you’re just starting in the workforce or have years of experience. This article will explore the income tax rate, deductions, exemptions, and other key components that make up your paycheck.

Your paycheck begins with your gross pay, representing your total earnings before deductions. Numerous factors come into play to reduce this amount, ultimately leaving you with your net pay. We’ll break down these components to help you grasp where your hard-earned money goes.

One crucial aspect of your paycheck is the federal income tax withheld, which is based on the W-4 you submit to your employer. This crucial form helps determine the correct withholding by considering your filing status, income, dependents, and additional income or deductions.

Minnesota employs a progressive state income tax system, which means that as your income level increases, so do the tax rates. Familiarizing yourself with this system and how it affects your paycheck is vital.

Another important component of your paycheck is personal exemptions. An exemption is someone you can claim on your tax return. It can be yourself, your spouse, and any dependents. Claiming exemptions reduces the income subject to tax, lowering your overall tax liability. Although personal exemptions were eliminated for federal income tax purposes in 2017, you can still claim exemptions at the state level. Be sure to understand the exemptions available in Minnesota and update your W-4 form accordingly.

Your paycheck will also account for payroll taxes, known as FICA taxes (Social Security and Medicare). These taxes support vital social programs for both current and future generations. Both employees and employers share the responsibility of contributing to these programs.

Your paycheck can also feature various deductions. Pre-tax deductions (retirement plans and HSAs) will reduce your taxable income.

Conversely, post-tax deductions are applied after calculating your taxable income. These deductions may include union dues, charitable donations, and wage garnishments. As each individual’s circumstances differ, staying informed about the specific deductions that apply to you is crucial.

After all deductions, exemptions, and taxes have been accounted for, you will get your net pay. Regularly reviewing your pay stubs helps ensure the accuracy of deductions and provides insight into how your financial decisions affect your take-home pay.

Consider contributing to tax-advantaged accounts such as 401(k) plans and HSAs to enhance your tax situation. These pre-tax contributions can lower your taxable income, potentially reducing taxes and improving your financial future.

Calculate your Minnesota paycheck

Calculating your Minnesota state income tax is similar to the steps we listed on our main paycheck calculator page:

  1. Determine your gross income
    • Annual salary
      Annual salary = Gross income
    • Hourly wage
      Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
  2. Work out your total federal income tax
    1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
    2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
    3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
    4. Federal payroll tax liability
      Gross income adjusted × Federal payroll tax rate = Federal payroll tax liability
  3. Calculate your total Minnesota state income tax
    1. State taxable income
      Gross income adjusted − (State standard/itemized deductions + State exemptions) = State taxable income
    2. State income tax liability
      State taxable income × State income tax rate = State income tax liability
  4. Figure out your net pay
    You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
    Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
  5. Divide your net pay by your pay frequency
    • Daily
      Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
    • Weekly
      Your net pay / 52 = Your weekly paycheck
    • Bi-weekly
      Your net pay / 26 = Your bi-weekly paycheck
    • Semi-monthly
      Your net pay / 24 = Your semi-monthly paycheck
    • Monthly
      Your net pay / 12 = Your monthly paycheck
    • Quarterly
      Your net pay / 4 = Your quarterly paycheck
    • Semi-annual
      Your net pay / 2 = Your semi-annual paycheck
    • Annual
      Your net pay = Your annual paycheck

State payroll tax

There are no state payroll insurance taxes in Minnesota.

State income tax brackets

Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2024 Single $0 - $31,690 5.35%
$31,690 - $104,090 6.80%
$104,090 - $193,240 7.85%
$193,240+ 9.85%
Married, Filing Jointly or Widow(er) $0 - $46,330 5.35%
$46,330 - $184,040 6.80%
$184,040 - $321,450 7.85%
$321,450+ 9.85%
Married, Filing Separately $0 - $23,165 5.35%
$23,165 - $92,020 6.80%
$92,020 - $160,725 7.85%
$160,725+ 9.85%
Head of Household $0 - $39,010 5.35%
$39,010 - $156,760 6.80%
$156,760 - $256,880 7.85%
$256,880+ 9.85%
2023 Single $0 - $30,070 5.35%
$30,070 - $98,760 6.80%
$98,760 - $183,340 7.85%
$183,340+ 9.85%
Married, Filing Jointly or Widow(er) $0 - $43,950 5.35%
$43,950 - $174,610 6.80%
$174,610 - $304,970 7.85%
$304,970+ 9.85%
Married, Filing Separately $0 - $21,975 5.35%
$21,975 - $87,305 6.80%
$87,305 - $152,485 7.85%
$152,485+ 9.85%
Head of Household $0 - $37,010 5.35%
$37,010 - $148,730 6.80%
$148,730 - $243,720 7.85%
$243,720+ 9.85%
2022 Single $0 – $28,080 5.35%
$28,080 – $92,230 6.80%
$92,230 – $171,220 7.85%
$171,220+ 9.85%
Married, Filing Jointly or Widow(er) $0 – $41,050 5.35%
$41,050 – $163,060 6.80%
$163,060 – $284,810 7.85%
$284,810+ 9.85%
Married, Filing Separately $0 – $20,525 5.35%
$20,525 – $81,530 6.80%
$81,530 – $142,405 7.85%
$142,405+ 9.85%
Head of Household $0 – $34,570 5.35%
$34,570 – $138,890 6.80%
$138,890 – $227,600 7.85%
$227,600+ 9.85%
2021 Single $0 – $27,230 5.35%
$27,230 – $89,440 6.80%
$89,440 – $166,040 7.85%
$166,040+ 9.85%
Married, Filing Jointly or Widow(er) $0 – $39,810 5.35%
$39,810 – $158,140 6.80%
$158,140 – $276,200 7.85%
$276,200+ 9.85%
Married, Filing Separately $0 – $19,905 5.35%
$19,905 – $79,070 6.80%
$79,070 – $138,100 7.85%
$138,100+ 9.85%
Head of Household $0 – $33,520 5.35%
$33,520 – $134,700 6.80%
$134,700 – $220,730 7.85%
$220,730+ 9.85%
2020 Single $0 - $26,960 5.35%
$26,960 - $88,550 6.80%
$88,550 - $164,400 7.85%
$164,400+ 9.85%
Married, Filing Jointly or Widow(er) $0 - $39,410 5.35%
$39,410 - $156,570 6.80%
$156,570 - $273,470 7.85%
$273,470+ 9.85%
Married, Filing Separately $0 - $19,705 5.35%
$19,705 - $78,285 6.80%
$78,285 - $136,735 7.85%
$136,735+ 9.85%
Head of Household $0 - $33,190 5.35%
$33,190 - $133,360 6.80%
$133,360 - $218,510 7.85%
$218,510+ 9.85%

State standard deduction

The state-level standard deduction is tied to the federal standard deduction. For more information, refer to Tax Foundation.

Tax year Filing status Standard deduction amount
2024 Single
Married, Filing Separately
$14,575
Married, Filing Jointly or Widow(er) $29,150
Head of Household $21,900
2023 Single
Married, Filing Separately
$13,825
Married, Filing Jointly or Widow(er) $27,650
Head of Household $20,800
2022 Single
Married, Filing Separately
$12,900
Married, Filing Jointly or Widow(er) $25,800
Head of Household $19,400
2021 Single
Married, Filing Separately
$12,525
Married, Filing Jointly or Widow(er) $25,050
Head of Household $18,800
2020 Single
Married, Filing Separately
$12,200
Married, Filing Jointly or Widow(er) $24,400
Head of Household $18,350

State exemptions

You can only claim dependents as exemptions in Minnesota. Refer to Tax Foundation for more details.

Tax year Filing status Personal exemption amount
2024 Dependent(s) $5,050
2023 Dependent(s) $4,800
2022 Dependent(s) $4,450
2021 Dependent(s) $4,350
2020 Dependent(s) $4,250

FAQs

What taxes do Minnesotans pay?

Minnesotans only need to pay the progressive state income tax. There is no local income tax or state-level payroll tax. There is a standard deduction.

How much do you make after taxes in Minnesota?

The post-tax take-home pay of a single Minnesotan who earns $69,000 per annual is $52,965.11.
Married filers with a combined annual income of $138,000 will take home $105,578.47 after taxes.

How much taxes are deducted from a $69,000 paycheck in Minnesota?

The total taxes deducted for a single filer are $1336.25 monthly or $616.73 bi-weekly.