Maine Paycheck Calculator
Calculate your take-home pay after federal & Maine taxes
Updated for 2023 tax year on Mar 15, 2023
Paycheck calculators by state
Paycheck calculator for Maine
Overview of Maine
Maine is in the northeasternmost of America. It is one of the least populated, with a population of under 1.5 million (2019). Lobsters are a famous local delicacy known for cold waters and great fishery. The median household income is $56,277 (2017).
Brief summary:
- the income tax rate ranges from 5.8% to 7.15%
- no local income tax
- no state payroll insurance taxes
- has standard deduction and exemption
From Wikipedia
Understanding your Maine paycheck
Maine levies an income tax, and employers in the state must follow specific rules when calculating and withholding taxes from employees. Understanding how your Maine paycheck works are essential to budgeting and financial planning, whether you’re a lifelong Mainer or have just relocated to Pine Tree State.
Completing a W-4 form on your first day of work is necessary. This form lets your employer know how much money to withhold from each paycheck for federal income taxes. The withholding amount depends on several factors (income, filing status, etc.). In the past, the W-4 asked for the number of allowances you claimed, but the form has been updated to ask for more detailed information about your income and deductions.
Once your federal income tax withholding has been determined, your employer will also withhold money from your paycheck for FICA taxes. These taxes support Social Security (6.2%) and Medicare (1.45%). Your employer will match these amounts. There is an additional 0.9% Medicare surtax for those earning $200,000 or more.
Your paycheck may have additional deductions apart from federal and FICA taxes. A portion will be deducted from your salary if you contribute towards a retirement plan or insurance. These contributions are pre-tax, meaning they lower your taxable income and the federal income tax you owe.
It’s important to note that not all deductions from your paycheck are made pre-tax. Some employee benefits, like life insurance, may be paid for post-tax. This means the portion of your paycheck toward these benefits will be taxed.
Your Maine paycheck will also reflect deductions for state income taxes. Maine’s progressive income tax system means that higher-income people pay more tax. Similarly, the state income tax is withheld from your paycheck. At the end of the tax year, file a state income tax return to reconcile your tax liability. There is no need to worry about local income tax since no cities or towns in Maine have one.
Calculate your Maine paycheck
Maine tax year starts from July 01 the year before to June 30 the current year. So the tax year 2022 will start from July 01 2021 to June 30 2022.
Calculating your Maine tax year income tax is similar to the steps we outlined on our Federal paycheck calculator:
- figure out your filing status
- work out your adjusted gross income [Net income – Adjustments = Adjusted gross income]
- calculate your taxable income [Adjusted gross income – (Standard/Itemized deductions + Exemptions) = Taxable income]
- understand your income tax liability [Taxable income × Income tax rate = Income tax liability]
- minus any tax liability, deductions, withholdings [Net income – (Income tax liability + Pre-tax deductions + Post-tax deductions + Withholdings) = Your paycheck]
State payroll tax
There are no state payroll taxes in Maine.
State income tax brackets
Single and Married filing separately filers have the same tax rates. Refer to Tax Foundation for more details.
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2022 | Single Married, Filing Separately |
$0 – $23,000 | 5.8% |
| $23,000 – $54,450 | 6.75% | ||
| $54,450+ | 7.15% | ||
| Married, Filing Jointly or Widow(er) | $0 – $46,000 | 5.8% | |
| $46,000 – $108,900 | 6.75% | ||
| $108,900+ | 7.15% | ||
| Head of Household | $0 – $34,500 | 5.8% | |
| $34,500 – $81,700 | 6.75% | ||
| $81,700+ | 7.15% | ||
| 2021 | Single Married, Filing Separately |
$0 – $22,450 | 5.8% |
| $22,450 – $53,150 | 6.75% | ||
| $53,150+ | 7.15% | ||
| Married, Filing Jointly or Widow(er) | $0 – $44,950 | 5.8% | |
| $44,950 – $106,350 | 6.75% | ||
| $106,350+ | 7.15% | ||
| Head of Household | $0 – $33,650 | 5.8% | |
| $33,650 – $79,750 | 6.75% | ||
| $79,750+ | 7.15% | ||
| 2020 | Single Married, Filing Separately |
$0 – $21,850 | 5.8% |
| $21,850 – $51,700 | 6.75% | ||
| $51,700+ | 7.15% | ||
| Married, Filing Jointly or Widow(er) | $0 – $43,700 | 5.8% | |
| $43,700 – $103,400 | 6.75% | ||
| $103,400+ | 7.15% | ||
| Head of Household | $0 – $32,750 | 5.8% | |
| $32,750 – $77,550 | 6.75% | ||
| $77,550+ | 7.15% |
State standard deduction
Maine standard deduction is tied to the federal standard deduction.
| Tax year | Filing status | Standard deduction amount | Phased out for income over |
|---|---|---|---|
| 2022 | Single Married, Filing Separately |
$12,950 | $85,850 |
| Married, Filing Jointly or Widow(er) | $25,900 | $171,700 | |
| Head of Household | $19,400 | $128,750 | |
| 2021 | Single Married, Filing Separately |
$12,550 | $83,850 |
| Married, Filing Jointly or Widow(er) | $25,100 | $167,700 | |
| Head of Household | $18,800 | $125,750 | |
| 2020 | Single Married, Filing Separately |
$12,400 | $82,900 |
| Married, Filing Jointly or Widow(er) | $24,800 | $165,800 | |
| Head of Household | $18,650 | $124,350 |
State exemptions
Different from federal income tax, you can still claim exemption(s) in Maine. Refer to Tax Foundation for more details.
| Tax year | Filing status | Personal exemption amount | Comment |
|---|---|---|---|
| 2022 | Single Married, Filing Separately Head of Household |
$4,450 | |
| Married, Filing Jointly or Widow(er) | $8,900 | ||
| Dependent(s) | $300 | In tax credit | |
| 2021 2020 |
Single Married, Filing Separately Head of Household |
$4,300 | |
| Married, Filing Jointly or Widow(er) | $8,600 | ||
| Dependent(s) | $300 | In tax credit |
FAQs
What taxes do Mainers pay?
Mainers only need to pay state income tax, ranging from 5.8% to 7.15%. There are no state payroll taxes. Residents can also claim standard deductions and exemptions.
How much do you make after taxes in Maine?
A single filer in Maine who earns $57,000 per annual will take home $44,877 after taxes.
Married filers (no dependent) with a combined annual income of $114,000 will get $89,754 after taxes.
How much taxes are deducted from a $57,000 paycheck in Maine?
The total taxes deducted for a single filer are $1010.26 monthly or $466.27 bi-weekly.