Rhode Island Income Tax Calculator
Estimate your Rhode Island income tax burden
Updated for 2024 tax year on Jul 23, 2024
What was updated?
Fixed calculation error with federal and state payroll taxes
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How to calculate your Rhode Island income taxes
Table of Contents
Understanding your Rhode Island income taxes
Rhode Island’s state income tax employs a progressive structure with three brackets, from 3.75% to 5.99%.
There is a state-level payroll tax for Disability Insurance (SDI) of 1.3% up to $74,000 taxable wage. Additionally, while there is no local income tax in Rhode Island, residents must pay state and federal income taxes.
Rhode Island follows federal rules for standard deductions and personal exemptions.
Calculate your income tax in Rhode Island
- Work out your total federal income tax
- Gross income adjusted
Gross income − Pre-tax deductions = Gross income adjusted - Federal taxable income
Gross income adjusted − Federal standard/itemized deductions = Federal taxable income - Federal income tax liability
Federal taxable income × Federal income tax rate = Federal income tax liability - Federal payroll tax liability
Gross income × Federal payroll tax rate = Federal payroll tax liability
- Gross income adjusted
- Calculate your total Rhode Island state income tax
- Rhode Island state taxable income
Gross income adjusted − (Rhode Island state standard/itemized deductions + Rhode Island state exemptions) = Rhode Island state taxable income - Rhode Island state income tax liability
Rhode Island state taxable income × Rhode Island state income tax rate = Rhode Island state income tax liability - Rhode Island state payroll tax liability
Gross income × Rhode Island state payroll tax rate = Rhode Island state payroll tax liability
- Rhode Island state taxable income
- Add up all the taxes
Federal income tax liability + Federal payroll tax liability + Rhode Island state income tax liability + Rhode Island state payroll tax liability = Your total income tax liability
State payroll tax
| Tax year | Tax name | Percent of taxable wage | Up to taxable wage |
|---|---|---|---|
| 2024 | State Disability Insurance (SDI) | 1.2% | $87,000 |
| 2023 | 1.1% | $84,000 | |
| 2022 | 1.1% | $81,500 | |
| 2021 | 1.3% | $74,000 | |
| 2020 | 1.3% | $72,300 |
State income tax brackets
Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2024 | Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
$0 - $77,450 | 3.75% |
| $77,450 - $176,050 | 4.75% | ||
| $176,050+ | 5.99% | ||
| 2023 | Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
$0 - $73,450 | 3.75% |
| $73,450 - $166,950 | 4.75% | ||
| $166,950+ | 5.99% | ||
| 2022 | Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
$0 – $68,200 | 3.75% |
| $68,200 – $155,050 | 4.75% | ||
| $155,050+ | 5.99% | ||
| 2021 | Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
$0 – $66,200 | 3.75% |
| $66,200 – $150,550 | 4.75% | ||
| $150,550+ | 5.99% | ||
| 2020 | Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
$0 – $65,250 | 3.75% |
| $65,250 - $148,350 | 4.75% | ||
| $148,350+ | 5.99% |
State standard deduction
| Tax year | Filing status | Standard deduction amount |
|---|---|---|
| 2024 | Single | $10,550 |
| Married, Filing Jointly | $21,150 | |
| Married, Filing Separately | $10,575 | |
| Head of Household | $15,850 | |
| 2023 | Single | $10,000 |
| Married, Filing Jointly | $20,050 | |
| Married, Filing Separately | $10,025 | |
| Head of Household | $15,050 | |
| 2022 | Single Married, Filing Separately |
$9,300 |
| Married, Filing Jointly | $18,600 | |
| Head of Household | $13,950 | |
| 2021 | Single Married, Filing Separately |
$9,050 |
| Married, Filing Jointly | $18,100 | |
| Head of Household | $13,550 | |
| 2020 | Single Married, Filing Separately |
$8,750 |
| Married, Filing Jointly | $17,500 | |
| Head of Household | $13,100 |
State exemptions
There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.
| Tax year | Filing status | Personal exemption amount |
|---|---|---|
| 2024 | Single Married, Filing Separately Head of Household |
$4,950 |
| Married, Filing Jointly or Widow(er) | $9,900 | |
| Dependent(s) | $4,950 | |
| 2023 | Single Married, Filing Separately Head of Household |
$4,700 |
| Married, Filing Jointly or Widow(er) | $9,400 | |
| Dependent(s) | $4,700 | |
| 2022 | Single Married, Filing Separately Head of Household |
$4,350 |
| Married, Filing Jointly or Widow(er) | $8,700 | |
| Dependent(s) | $4,350 | |
| 2021 | Single Married, Filing Separately Head of Household |
$4,250 |
| Married, Filing Jointly or Widow(er) | $8,500 | |
| Dependent(s) | $4,250 | |
| 2020 | Single Married, Filing Separately Head of Household |
$4,100 |
| Married, Filing Jointly or Widow(er) | $8,200 | |
| Dependent(s) | $4,100 |
FAQs
How to calculate income tax in Rhode Island?
Follow the steps below to calculate your total income tax in Rhode Island:
- Work out your total federal income tax
- Calculate your total Rhode Island state income tax
- Sum up all the taxes
How much income tax do I pay in Rhode Island?
Rhode Island's residents contribute 3.75% to 5.99% income taxes.