Massachusetts Income Tax Calculator

Calculate your federal & Massachusetts income taxes

Updated for 2023 tax year on Jan 01, 2023

What was updated? 2023 federal FICA, income tax rates & standard deduction
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Income tax calculators by state

Massachusetts income tax calculation

The Bay State’s economy is backed by technological research and development and the service sector. The median household income is $86,566 (2021).

Brief summary of Massachusetts state income tax:

  • state income tax is a flat rate of 5% for all income levels
  • no local income tax
  • subject to Paid Family and Medical Leave (PFML) payroll tax
  • able to claim state-level exemptions
Massachusetts United States

From Wikipedia

Calculating your Massachusetts state income tax is similar to the steps we listed on our Federal income tax calculator:

  1. Determine your filing status
  2. Work out your adjusted gross income [Gross income − Retirement contributions = Adjusted gross income]
  3. Calculate your state taxable income [Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income]
  4. Figure out your state/local tax liability [State taxable income × State tax rate = State tax liability]
  5. Deduce your state payroll tax liability [Gross income × State payroll tax rate = State payroll tax liability]
  6. Add up all state and local taxes [State tax liability + State payroll tax liability = Total state income taxes]

State payroll tax

Tax year Tax name Percent of taxable wage Up to taxable wage Comment
2022 Paid Family and Medical Leave (PFML) 0.75% $147,000 If employer of 25 or more employees, 40% of medical insurance portion.
Otherwise employee pays 100%.
2021 Paid Family and Medical Leave (PFML) 0.75% $142,800 If employer of 25 or more employees, 40% of medical insurance portion.
Otherwise employee pays 100%.
2020 Paid Family and Medical Leave (PFML) 0.75% $137,700 If employer of 25 or more employees, 40% of medical insurance portion.
Otherwise employee pays 100%.

State income tax brackets

Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2022
2021
2020
Single
Married, Filing Jointly or Widow(er)
Married, Filing Separately
Head of Household
Any 5%

State standard deduction

There is no state-level standard deductions.

State exemptions

There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.

Tax year Filing status Personal exemption amount
2022
2021
2020
Single
Married, Filing Separately
Head of Household
$4,400
Married, Filing Jointly or Widow(er) $8,800
Dependent(s) $1,000

FAQs

How do I calculate my Massachusetts income tax?

Calculate your Massachusetts state income tax with the following six steps.

  1. Determine your filing status
  2. Gross income − Retirement contributions = Adjusted gross income
  3. Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income
  4. State taxable income × State tax rate = State tax liability
  5. Gross income × State payroll tax rate = State payroll tax liability
  6. State tax liability + State payroll tax liability = Total state income tax

How much is $78000 a year after taxes in Massachusetts?

A single filer in Massachusetts will bring home $57,840 with an income tax of $20,160.