Massachusetts Income Tax Calculator
Estimate your Massachusetts income tax burden
Updated for 2023 tax year on Dec 8, 2023
Income tax calculators by state
Massachusetts state taxes
Quick Massachusetts tax facts
- State income tax: 5%
- State payroll tax: 0.75%
- State sales tax: 6.25%
- Property tax: 1.22%
- Gas tax: 24 cents per gallon
- Tobacco tax: $3.51 per pack of 20 cigarettes
- Insurance premium tax: 0.76% to 2.28%
From Wikipedia
Massachusetts income taxes
In Massachusetts, income taxes are a cinch with a flat rate of 5%. Whether you’re a billionaire or a recent graduate, the tax rate applied to your income is the same.
There is a state payroll tax for the Paid Family and Medical Leave (PFML) program. This program provides temporary income replacement to eligible workers who are welcoming a new child into their family, are struck by a serious illness or injury, need to take care of an ill or ailing relative, and for certain military considerations.
There is no state-level standard deduction but you can claim exemptions.
Calculate your income tax in Massachusetts
Calculating your Massachusetts state income tax is similar to the steps we listed on our Federal income tax calculator:
- Determine your filing status
- Work out your adjusted gross income [Gross income − Retirement contributions = Adjusted gross income]
- Calculate your state taxable income [Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income]
- Figure out your state/local tax liability [State taxable income × State tax rate = State tax liability]
- Deduce your state payroll tax liability [Gross income × State payroll tax rate = State payroll tax liability]
- Add up all state and local taxes [State tax liability + State payroll tax liability = Total state income taxes]
State payroll tax
| Tax year | Tax name | Percent of taxable wage | Up to taxable wage | Comment |
|---|---|---|---|---|
| 2023 | Paid Family and Medical Leave (PFML) | 0.63% | $160,200 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
| 2022 | 0.68% | $147,000 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
|
| 2021 | 0.75% | $142,800 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
|
| 2020 | 0.75% | $137,700 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
State income tax brackets
Refer to Tax Foundation for more details.
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2023 2022 2021 2020 |
Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
Any | 5% |
State exemptions
There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.
| Tax year | Filing status | Personal exemption amount |
|---|---|---|
| 2023 2022 2021 2020 |
Single Married, Filing Separately Head of Household |
$4,400 |
| Married, Filing Jointly or Widow(er) | $8,800 | |
| Dependent(s) | $1,000 |
Massachusetts sales tax
Massachusetts imposes a 6.25% statewide sales tax on most goods and services.
Massachusetts property tax
On average, homeowners can expect to pay around 1.22% of their property’s value in taxes.
Massachusetts capital gains tax
In Massachusetts, short-term capital gains are taxed at 12% while long-term capital gains follow the flat state income tax rate of 5%.
Massachusetts gas tax
The gas tax in Massachusetts stands at 24 cents per gallon.
Massachusetts tobacco tax
Tobacco products are taxed heavily in Massachusetts, with a tax of $3.51 per pack of 20 cigarettes.
Massachusetts insurance tax
Massachusetts’ insurance premium tax rates range between 0.76% and 2.28%, depending on the type of insurance.
FAQs
How do I calculate my Massachusetts income tax?
Calculate your Massachusetts state income tax with the following six steps.
- Determine your filing status
- Gross income − Retirement contributions = Adjusted gross income
- Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income
- State taxable income × State tax rate = State tax liability
- Gross income × State payroll tax rate = State payroll tax liability
- State tax liability + State payroll tax liability = Total state income tax
How much is $78000 a year after taxes in Massachusetts?
A single filer in Massachusetts will bring home $58,932.50 with an income tax of $19,067.50.