Massachusetts Income Tax Calculator
Estimate your Massachusetts income tax burden
Updated for 2024 tax year on Jul 23, 2024
Income tax calculators by state
How to calculate your Massachusetts income taxes
Table of Contents
Quick Massachusetts tax facts
- State income tax: 5%
- State payroll tax: 0.75%
- State sales tax: 6.25%
- Property tax: 1.22%
- Gas tax: 24 cents per gallon
- Tobacco tax: $3.51 per pack of 20 cigarettes
- Insurance premium tax: 0.76% to 2.28%
From Wikipedia
Understanding your Massachusetts income taxes
In Massachusetts, income taxes are a cinch with a flat rate of 5%. Whether you’re a billionaire or a recent graduate, the tax rate applied to your income is the same.
There is a state payroll tax for the Paid Family and Medical Leave (PFML) program. This program provides temporary income replacement to eligible workers who are welcoming a new child into their family, are struck by a serious illness or injury, need to take care of an ill or ailing relative, and for certain military considerations.
There is no state-level standard deduction but you can claim exemptions.
Calculate your income tax in Massachusetts
Calculating your Massachusetts state income tax is similar to the steps we listed on our Federal income tax calculator:
- Determine your filing status
- Work out your adjusted gross income [Gross income − Retirement contributions = Adjusted gross income]
- Calculate your state taxable income [Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income]
- Figure out your state/local tax liability [State taxable income × State tax rate = State tax liability]
- Deduce your state payroll tax liability [Gross income × State payroll tax rate = State payroll tax liability]
- Add up all state and local taxes [State tax liability + State payroll tax liability = Total state income taxes]
State payroll tax
Tax year | Tax name | Percent of taxable wage | Up to taxable wage | Comment |
---|---|---|---|---|
2024 | Paid Family and Medical Leave (PFML) | 0.88% | $168,600 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
2023 | 0.63% | $160,200 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
|
2022 | 0.68% | $147,000 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
|
2021 | 0.75% | $142,800 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
|
2020 | 0.75% | $137,700 | If employer of 25 or more employees, 40% of medical insurance portion. Otherwise employee pays 100%. |
State income tax brackets
Refer to Tax Foundation for more details.
Tax year | Filing status | Taxable income | Rate |
---|---|---|---|
2024 2023 |
Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
$0 - $1,000,000 | 5% |
$1,000,000+ | 5% + 4% surtax | ||
2022 2021 2020 |
Single Married, Filing Jointly or Widow(er) Married, Filing Separately Head of Household |
Any | 5% |
State exemptions
There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.
Tax year | Filing status | Personal exemption amount |
---|---|---|
2024 2023 2022 2021 2020 |
Single Married, Filing Separately Head of Household |
$4,400 |
Married, Filing Jointly or Widow(er) | $8,800 | |
Dependent(s) | $1,000 |
FAQs
How do I calculate my Massachusetts income tax?
Calculate your Massachusetts state income tax with the following six steps.
- Determine your filing status
- Gross income − Retirement contributions = Adjusted gross income
- Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income
- State taxable income × State tax rate = State tax liability
- Gross income × State payroll tax rate = State payroll tax liability
- State tax liability + State payroll tax liability = Total state income tax
How much is $78000 a year after taxes in Massachusetts?
A single filer in Massachusetts will bring home $58,932.50 with an income tax of $19,067.50.