New Jersey Income Tax Calculator

Calculate your federal & New Jersey income taxes

Updated for 2023 tax year on Jan 01, 2023

What was updated? 2023 federal FICA, income tax rates & standard deduction
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Income tax calculators by state

New Jersey income tax calculation

The largest sectors in the Garden State are finance, insurance, and real estate. Being one of the richest states, the median household income is $88,559 (2021).

Brief summary of New Jersey state income tax:

  • state income tax rate ranges from 1.4% to 10.75%
  • no local income tax
  • subject to three types of payroll taxes
  • able to claim state-level exemptions
New Jersey United States

From Wikipedia

Calculating your New Jersey state income tax is similar to the steps we listed on our Federal income tax calculator:

  1. Determine your filing status
  2. Work out your adjusted gross income [Gross income − Retirement contributions = Adjusted gross income]
  3. Calculate your state taxable income [Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income]
  4. Figure out your state/local tax liability [State taxable income × State tax rate = State tax liability]
  5. Deduce your state payroll tax liability [Gross income × State payroll tax rate = State payroll tax liability]
  6. Add up all state and local taxes [State tax liability + State payroll tax liability = Total state income taxes]

State payroll tax

Tax year Tax name Percent of taxable wage Up to taxable wage Comment
2022 State Unemployment Insurance (SUI) 0.425% $39,800
State Disability Insurance (SDI) 0.47% for calendar year 2021
0.14% for calendar year 2022
$151,900
Paid Family and Medical Leave (PFML) 0.28% for calendar year 2021
0.14% for calendar year 2022
$151,900
2021 State Unemployment Insurance (SUI) 0.425% $36,200
State Disability Insurance (SDI) 0.26% for calendar year 2020
0.47% for calendar year 2021
$138,200
Paid Family and Medical Leave (PFML) 0.16% for calendar year 2020
0.28% for calendar year 2021
$138,200
2020 State Unemployment Insurance (SUI) 0.425% 2019 taxable wage base up to $34,400
2020 taxable wage base up to $35,300
State Disability Insurance (SDI) 0.17% for calendar year 2019
0.26% for calendar year 2020
$134,900 Maximum contribution is $350.74
Paid Family and Medical Leave (PFML) 0.08% for calendar year 2019
0.16% for calendar year 2020
Maximum contribution is $215.84

State income tax brackets

Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2022
2021
2020
Single
Married, Filing Separately
$0 – $20,000 1.40%
$20,000 – $35,000 1.75%
$35,000 – $40,000 3.50%
$40,000 – $75,000 5.525%
$75,000 – $500,000 6.37%
$500,000 – $5,000,000 8.97%
$5,000,000+ 10.75%
Married, Filing Jointly or Widow(er)
Head of Household
$0 – $20,000 1.40%
$20,000 – $50,000 1.75%
$50,000 – $70,000 2.45%
$70,000 – $80,000 3.50%
$80,000 – $150,000 5.525%
$150,000 – $500,000 6.37%
$500,000 – $5,000,000 8.97%
$5,000,000+ 10.75%

State standard deduction

There is no state-level standard deductions.

State exemptions

There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.

Tax year Filing status Personal exemption amount
2022
2021
2020
Single
Married, Filing Separately
Head of Household
$1,000
Married, Filing Jointly or Widow(er) $2,000
Dependent(s) $1,500

FAQs

How do I calculate my New Jersey income tax?

Calculate your New Jersey state income tax with the following six steps.

  1. Determine your filing status
  2. Gross income − Retirement contributions = Adjusted gross income
  3. Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income
  4. State taxable income × State tax rate = State tax liability
  5. Gross income × State payroll tax rate = State payroll tax liability
  6. State tax liability + State payroll tax liability = Total state income tax

How much is $80000 a year after taxes in New Jersey?

A single New Jerseyite will have an income tax bill of $20,137.20. This makes the take home pay $59,862.80.