New Jersey Income Tax Calculator

Estimate your New Jersey income tax burden

Updated for 2024 tax year on Jul 23, 2024

What was updated? Fixed calculation error with federal and state payroll taxes

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How to calculate your New Jersey income taxes

Understanding your New Jersey income taxes

New Jersey’s state income tax is progressive, with rates ranging from 1.4% to 10.75%. The highest rate applies to those earning $5 million and above, so the burden varies widely depending on income level.

There are three type of state payroll tax in New Jersey: State Unemployment Insurance (SUI), State Disability Insurance (SDI) and Paid Family and Medical Leave (PFML).

New Jersey offers no state standard deduction but residents can claim personal and dependent exemptions.

Calculate your income tax in New Jersey

  1. Work out your total federal income tax
    1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
    2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
    3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
    4. Federal payroll tax liability
      Gross income × Federal payroll tax rate = Federal payroll tax liability
  2. Calculate your total New Jersey state income tax
    1. New Jersey state taxable income
      Gross income adjusted − (New Jersey state itemized deductions + New Jersey state exemptions) = New Jersey state taxable income
    2. New Jersey state income tax liability
      New Jersey state taxable income × New Jersey state income tax rate = New Jersey state income tax liability
    3. New Jersey state payroll tax liability
      Gross income × New Jersey state payroll tax rate = New Jersey state payroll tax liability
  3. Add up all the taxes
    Federal income tax liability + Federal payroll tax liability + New Jersey state income tax liability + New Jersey state payroll tax liability = Your total income tax liability

State payroll tax

Tax year Tax name Percent of taxable wage Up to taxable wage Comment
2024 State Unemployment Insurance (SUI) 0.425% $42,300
Paid Family and Medical Leave (PFML) 0.06% $161,400
2023 State Unemployment Insurance (SUI) 0.425% $41,100
Paid Family and Medical Leave (PFML) 0.06% $156,800
2022 State Unemployment Insurance (SUI) 0.425% $39,800
Paid Family and Medical Leave (PFML) 0.28% for calendar year 2021
0.14% for calendar year 2022		 $151,900
2021 State Unemployment Insurance (SUI) 0.425% $36,200
Paid Family and Medical Leave (PFML) 0.16% for calendar year 2020
0.28% for calendar year 2021		 $138,200
2020 State Unemployment Insurance (SUI) 0.425% 2019 taxable wage base up to $34,400
2020 taxable wage base up to $35,300
Paid Family and Medical Leave (PFML) 0.08% for calendar year 2019
0.16% for calendar year 2020		 Maximum contribution is $215.84

State income tax brackets

Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.

Tax year Filing status Taxable income Rate
2024
2023
2022
2021
2020		 Single
Married, Filing Separately		 $0 – $20,000 1.40%
$20,000 – $35,000 1.75%
$35,000 – $40,000 3.50%
$40,000 – $75,000 5.525%
$75,000 – $500,000 6.37%
$500,000 - $1,000,000 8.97%
$1,000,000+ 10.75%
Married, Filing Jointly or Widow(er)
Head of Household		 $0 – $20,000 1.40%
$20,000 – $50,000 1.75%
$50,000 – $70,000 2.45%
$70,000 – $80,000 3.50%
$80,000 – $150,000 5.525%
$150,000 – $500,000 6.37%
$500,000 – $5,000,000 8.97%
$5,000,000+ 10.75%

State exemptions

There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.

Tax year Filing status Personal exemption amount
2024
2023
2022
2021
2020		 Single
Married, Filing Separately
Head of Household		 $1,000
Married, Filing Jointly or Widow(er) $2,000
Dependent(s) $1,500

FAQs

How to calculate income tax in New Jersey?

Follow the steps below to calculate your total income tax in New Jersey:

  1. Work out your total federal income tax
  2. Calculate your total New Jersey state income tax
  3. Sum up all the taxes

How much income tax do I pay in New Jersey?

In 2024, New Jersey employs a progressive state income tax system with rates ranging from 1.4% to 10.75%.