New Jersey Income Tax Calculator
Calculate your federal & New Jersey income taxes
Updated for 2023 tax year on Jan 01, 2023
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2023 federal FICA, income tax rates & standard deduction
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Income tax calculators by state
New Jersey income tax calculation
The largest sectors in the Garden State are finance, insurance, and real estate. Being one of the richest states, the median household income is $88,559 (2021).
Brief summary of New Jersey state income tax:
- state income tax rate ranges from 1.4% to 10.75%
- no local income tax
- subject to three types of payroll taxes
- able to claim state-level exemptions
From Wikipedia
Calculating your New Jersey state income tax is similar to the steps we listed on our Federal income tax calculator:
- Determine your filing status
- Work out your adjusted gross income [Gross income − Retirement contributions = Adjusted gross income]
- Calculate your state taxable income [Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income]
- Figure out your state/local tax liability [State taxable income × State tax rate = State tax liability]
- Deduce your state payroll tax liability [Gross income × State payroll tax rate = State payroll tax liability]
- Add up all state and local taxes [State tax liability + State payroll tax liability = Total state income taxes]
State payroll tax
| Tax year | Tax name | Percent of taxable wage | Up to taxable wage | Comment |
|---|---|---|---|---|
| 2022 | State Unemployment Insurance (SUI) | 0.425% | $39,800 | |
| State Disability Insurance (SDI) | 0.47% for calendar year 2021 0.14% for calendar year 2022 |
$151,900 | ||
| Paid Family and Medical Leave (PFML) | 0.28% for calendar year 2021 0.14% for calendar year 2022 |
$151,900 | ||
| 2021 | State Unemployment Insurance (SUI) | 0.425% | $36,200 | |
| State Disability Insurance (SDI) | 0.26% for calendar year 2020 0.47% for calendar year 2021 |
$138,200 | ||
| Paid Family and Medical Leave (PFML) | 0.16% for calendar year 2020 0.28% for calendar year 2021 |
$138,200 | ||
| 2020 | State Unemployment Insurance (SUI) | 0.425% | 2019 taxable wage base up to $34,400 2020 taxable wage base up to $35,300 |
|
| State Disability Insurance (SDI) | 0.17% for calendar year 2019 0.26% for calendar year 2020 |
$134,900 | Maximum contribution is $350.74 | |
| Paid Family and Medical Leave (PFML) | 0.08% for calendar year 2019 0.16% for calendar year 2020 |
Maximum contribution is $215.84 |
State income tax brackets
Each filer type has different progressive tax rates. Refer to Tax Foundation for more details.
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2022 2021 2020 |
Single Married, Filing Separately |
$0 – $20,000 | 1.40% |
| $20,000 – $35,000 | 1.75% | ||
| $35,000 – $40,000 | 3.50% | ||
| $40,000 – $75,000 | 5.525% | ||
| $75,000 – $500,000 | 6.37% | ||
| $500,000 – $5,000,000 | 8.97% | ||
| $5,000,000+ | 10.75% | ||
| Married, Filing Jointly or Widow(er) Head of Household |
$0 – $20,000 | 1.40% | |
| $20,000 – $50,000 | 1.75% | ||
| $50,000 – $70,000 | 2.45% | ||
| $70,000 – $80,000 | 3.50% | ||
| $80,000 – $150,000 | 5.525% | ||
| $150,000 – $500,000 | 6.37% | ||
| $500,000 – $5,000,000 | 8.97% | ||
| $5,000,000+ | 10.75% |
State standard deduction
There is no state-level standard deductions.
State exemptions
There is state-level exemptions for all type of filers and dependents. Refer to Tax Foundation for more details.
| Tax year | Filing status | Personal exemption amount |
|---|---|---|
| 2022 2021 2020 |
Single Married, Filing Separately Head of Household |
$1,000 |
| Married, Filing Jointly or Widow(er) | $2,000 | |
| Dependent(s) | $1,500 |
FAQs
How do I calculate my New Jersey income tax?
Calculate your New Jersey state income tax with the following six steps.
- Determine your filing status
- Gross income − Retirement contributions = Adjusted gross income
- Adjusted gross income − (Itemized deductions + Exemptions) = State taxable income
- State taxable income × State tax rate = State tax liability
- Gross income × State payroll tax rate = State payroll tax liability
- State tax liability + State payroll tax liability = Total state income tax
How much is $80000 a year after taxes in New Jersey?
A single New Jerseyite will have an income tax bill of $20,137.20. This makes the take home pay $59,862.80.